123 Ram Cat Rd, Confluence, PA 15424 Property Records

Fayette County property record for 123 Ram Cat Rd, Confluence, PA 15424

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 2 ba · 1,920 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Dec 2025)
Tax Bill	$5,732 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2017 Second Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-0055`

Property Details

APN / Parcel Number

Primary APN	`16-05-0055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Total Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Geothermal
Water Source	Well

Location & Zoning

Street Address	123 RAM CAT RD
City	CONFLUENCE
State	PA
Zip	15424-1919
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	1 AC DOUBLEWIDE STORE(DIST)
Jurisdiction	FAYETTE PA
Township / Civil Division	HENRY CLAY
Census Block Group	1
Census Block	1073
Census Tract	262702

Owner

123 Ram Cat Rd, a commercial property, is owned by two individuals who bought it in December 2025.

Source: Fayette County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST
May 12, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOMERSET TRUST CO
May 5, 2021	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Feb 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Mar 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
May 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Aug 10, 2010	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Jul 13, 2007	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Apr 13, 2011	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
May 5, 2016	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
May 5, 2016	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Dec 2, 2013	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Dec 16, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage SOMERSET TRUST CO
Dec 16, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Jan 1, 1968
Deed Document Number	202511636
Deed Book / Page	3628 / 738
Prior Transfer Date	Dec 15, 2025
Prior Transfer Doc	003628/742
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Recording Date	May 26, 2026
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Document Number	0000004528
Book / Page	3642 / 1089
Instrument Date	May 14, 2026
Instrument	20264528
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919

Mortgage

Document Number	0000004528,
Date	May 26, 2026
Book Page	3642/1089
Instrument	20264528

Lender

Name	SOMERSET TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03340/0445
Date	May 12, 2017
Book Page	3340/0445
Instrument	201700005175

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919

Mortgage

Document Number	03471/2356
Date	May 5, 2021
Book Page	3471/2356
Instrument	202100004769

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919

Mortgage

Document Number	003551/347
Date	Jun 29, 2023
Book Page	3551/347
Instrument	202300005634

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919

Mortgage

Document Number	03569/2447
Date	Feb 26, 2024
Book Page	3569/2447
Instrument	202400001572

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919

Mortgage

Document Number	003601/920
Date	Mar 10, 2025
Book Page	3601/920
Instrument	202500001945

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919

Mortgage

Document Number	03606/2232
Date	May 12, 2025
Book Page	3606/2232
Instrument	202500004021

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03130/1447
Date	Aug 10, 2010
Book Page	3130/1447
Instrument	201000008966

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03032/0968
Date	Jul 13, 2007
Book Page	3032/0968
Instrument	200700010001

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03151/1159
Date	Apr 13, 2011
Book Page	3151/1159
Instrument	201100004190

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2016

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03307/2255
Date	May 5, 2016
Book Page	3307/2255
Instrument	201600004816

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03307/2264
Date	May 5, 2016
Book Page	3307/2264
Instrument	201600004817

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03237/1220
Date	Dec 2, 2013
Book Page	3237/1220
Instrument	201300014536

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	CONFLUENCE, PA 15424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAYETTE PA
Recording Date	Dec 16, 2025
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Document Number	003628/742
Book / Page	3628 / 742
Map Reference	MB 1327 PG 96
Instrument Date	Dec 15, 2025
Instrument	202500011637
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919

Mortgage

Document Number	202600000185
Date	Dec 16, 2025
Instrument	202600000185

Lender

Name	SOMERSET TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE PA
Recording Date	Dec 16, 2025
Property Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919
Document Number	003628/738
Book / Page	3628 / 738
Map Reference	MB 113 PG 59
Instrument Date	Dec 8, 2025
Instrument	202500011636
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RAM CAT RD, CONFLUENCE, PA 15424-1919

Tax Assessment & Valuation

The 2026 property tax bill for 123 Ram Cat Rd was $5,732, up 106.9% from the year before.

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
County Subdivision	Henry Clay Township
Unified School District	Uniontown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,732.00 (+106.93%)	$101,550 (-) Land $12,000 Building $89,550
2025	$2,770.00 (+6.62%)	$101,550 (-) Land $12,000 Building $89,550
2024	$2,598.00	$101,550 (-) Land $12,000 Building $89,550
2023		$101,550 Land $12,000 Building $89,550
2022	$4,956.00
2003			$203,100 Land $24,000 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Ram Cat Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1981–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Ram Cat Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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