131 Pepper Ln, Jensen Beach, FL 34957 Property Records

St. Lucie County property record for 131 Pepper Ln, Jensen Beach, FL 34957

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,729 sqft · built 2001
Lot Size	0.09 acres (3,940 sqft)
Owner	Individual Name on File
Last Sale	$579,000 (Apr 2022)
Tax Bill	$5,259 (2024)
Deeds & Mortgages	Apr 2022 Sale Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4511-503-0015-000-3`

Property Details

APN / Parcel Number

Primary APN	`4511-503-0015-000-3`
Alternative APN	`134221`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,729 sqft Finished Area
1st Floor Area	1,729 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete Tile
Lot Area	3,940 sqft (0.09 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	23 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	134221
Street Address	131 PEPPER LN
City	JENSEN BEACH
State	FL
Zip	34957-2572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	BAY TREE LOT 9
Legal Range	41E
Legal Township	37S
Legal Section	11
Legal Subdivision	BAY TREE
Legal Lot Number	9
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	1
Census Block	1009
Census Tract	381702

Owner

131 Pepper Ln is owned and occupied by an individual who bought it in April 2022.

Source: St. Lucie County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	131 PEPPER LN, JENSEN BEACH, FL 34957-2572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 12, 2017	Warranty Deed, Transfer · Conventional Mortgage LOANWISE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Mar 22, 2022 · Amount on File
Deed Document Number	5032571
Deed Book / Page	4817 / 50
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Apr 29, 2022
Property Address	131 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0048170050
Book / Page	4817 / 50
Map Reference	MB 32 PG 1
Instrument Date	Apr 22, 2022
Instrument	5032571
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,053.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 MISSION WAY, 103, BARNEGAT, NJ 08005-3341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PEPPER LN, JENSEN BEACH, FL 34957-2572

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Mar 22, 2022
Property Address	131 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0047942103
Book / Page	4794 / 2103
Map Reference	MB 32 PG 1
Instrument Date	Mar 15, 2022
Instrument	5012321
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 PEPPER LN, 131, JENSEN BEACH, FL 34957-2572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MISSION WAY, BARNEGAT, NJ 08005-3341

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 12, 2017
Property Address	131 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0039960506
Book / Page	3996 / 0506
Map Reference	MB32 PG1
Instrument Date	Apr 27, 2017
Instrument	4308432
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 PEPPER LN, 144, JENSEN BEACH, FL 34957-2572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PEPPER LN, JENSEN BEACH, FL 34957-2572

Mortgage

Document Number	0004308433
Date	May 12, 2017
Instrument	4308433

Lender

Name	LOANWISE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,594	$503,500 Land $205,500 Building $298,000
2024	$5,259.00 (+2.04%)
2023	$5,154.00 (+18.4%) Additional exemption filed	$512,400 (+109.1%) Land $219,600 Building $292,800	$512,400 (+23.65%) Land $219,600 Building $292,800
2022	$4,353.00 Homeowner's exemption	$245,045	$414,400 Land $177,600 Building $236,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 Pepper Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 152 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	371 units insured incl. 219 condo units
Nearby Flood Claims	105 (1992–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 89 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Pepper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Pepper Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures