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124 Pepper Ln, Jensen Beach, FL 34957 Property Records

St. Lucie County property record for 124 Pepper Ln, Jensen Beach, FL 34957

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,250 sqft · built 1997
Lot Size0.089 acres (3,919 sqft)
Owner2 Individual Names on Record
Last Sale$232,000 (Sep 2000)
Tax Bill$5,981 (2024)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN4511-503-0026-000-3

Property Details

APN / Parcel Number

Primary APN4511-503-0026-000-3
Alternative APN
  • 134232

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,250 sqft Finished Area
1st Floor Area1,537 sqft
2nd Floor Area713 sqft
Attic Area234 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialConcrete Tile
Lot Area3,919 sqft (0.089 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area23 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number134232
Street Address124 PEPPER LN
CityJENSEN BEACH
StateFL
Zip34957-2572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED UN
Legal DescriptionBAY TREE LOT 20
Legal Range41E
Legal Township37S
Legal Section11
Legal SubdivisionBAY TREE
Legal Lot Number20
JurisdictionST LUCIE FL
Township / Civil DivisionHUTCHINSON ISLAND
Census Block Group1
Census Block1009
Census Tract381702

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address124 PEPPER LN, JENSEN BEACH, FL 34957-2572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 25, 2000 · Amount on Record
Deed SaleSep 25, 2000 · Amount on Record
Prior SaleFeb 19, 2015
Deed Document Number0013300330
Deed Book / Page45115
Last Transfer DateJan 13, 2016
Transfer Doc0038262756
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address124 PEPPER LN, JENSEN BEACH, FL 34957-2572
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040740135
DateDec 11, 2017
Book Page4074/0135
Instrument4379093
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$336,409 (-46.11%)$624,200 (-) Land $269,900 Building $354,300
2024$5,981.00 (+2%)
2023$5,864.00 (+4.36%) Additional exemption filed$624,200 (+102.56%) Land $273,900 Building $350,300$624,200 (+44.39%) Land $273,900 Building $350,300
2022$5,619.00 Homeowner's exemption$308,163$432,300 Land $177,200 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 152 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies371 units insured
incl. 219 condo units
Nearby Flood Claims105 (1992–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Frances, Sep 2004 · 89 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people · EPA ID FL4560490
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Hotwire Communications.

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