131 Overlook Dr, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 131 Overlook Dr, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,578 sqft · built 1989
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Jun 2021)
Tax Bill	$7,297 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`22-21-32-5UI-GC00-0000`

Property Details

APN / Parcel Number

Primary APN	`22-21-32-5UI-GC00-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,578 sqft Living Area
1st Floor Area	2,671 sqft
2nd Floor Area	907 sqft
Upper Floors Area	907 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	135,036 sqft
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	850 sqft
Patio Area	1,134 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	131 OVERLOOK DR
City	CHULUOTA
State	FL
Zip	32766-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 22 TWP 21S RGE 32E PT OF DESIGNATED GOLFCOURSE DESC AS BEG 279.97 FT N & 429.32 FT W OF NE COR OF SW 1/4 RUN W 21 FT N
Legal Range	32E
Legal Township	21S
Legal Section	22
Legal Subdivision	CHULA VISTA UNRECORDED
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3011
Census Tract	21205

Owner

131 Overlook Dr is owned and occupied by an individual who bought it in June 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	131 OVERLOOK DR, CHULUOTA, FL 32766-9114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Deed Document Number	2021083924
Deed Book / Page	9968 / 1584
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 23, 2021
Property Address	131 OVERLOOK DR, CHULUOTA, FL 32766-9114
Document Number	0099681584
Book / Page	9968 / 1584
Instrument Date	Jun 22, 2021
Instrument	2021083924
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4652 TIFFANY WOODS CIR, 4652, OVIEDO, FL 32765-7570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 OVERLOOK DR, CHULUOTA, FL 32766-9114

Mortgage

Document Number	99681585
Date	Jun 23, 2021
Instrument	9968/1585

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 131 Overlook Dr was $7,297 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,297.00 Homeowner's exemption	$558,146	$853,335 Land $300,000 Building $553,335
2023	$6,782.00 (+2.43%) Homeowner's exemption	$526,617 (+3%)	$808,845 (+14.19%) Land $300,000 Building $508,845
2022	$6,621.00 Homeowner's exemption	$511,279	$708,313 Land $240,000 Building $468,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Overlook Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	42.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Overlook Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000