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125 Overlook Dr, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 125 Overlook Dr, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,792 sqft · built 1993
Lot Size1.71 acres (74,748 sqft)
Owner2 Individual Names on File
Last Sale$57,000 (Jun 1992)
Tax Bill$2,979 (2025)
Deeds & MortgagesNov 2020 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN22-21-32-5UI-0400-0020

Property Details

APN / Parcel Number

Primary APN22-21-32-5UI-0400-0020
Alternative APN
  • 2132225UI04000020

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area2,806 sqft
1st Floor Area1,792 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area74,748 sqft (1.71 acres)
Garage TypeAttached
Garage Area1,014 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Patio Area1 sqft
Shed1 Shed
Shed Area1 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address125 OVERLOOK DR
CityCHULUOTA
StateFL
Zip32766-9114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionSEC 22 TWP 21S RGE 32E LOT 2 BLK 4 & BEG SE COR LOT 2 BLK 4 RUN N 81 DEG 15 MIN 22 SEC E 363.36 FT N 12 DEG 16 MIN 33 SEC W 103.65 FT S 86 DEG 23 MIN 22 SEC W 309.26 FT S 11 DEG 43 MIN 42 SEC W 139.94 FT TO BEG UNRECD PLAT CHULA VISTA
Legal Range32E
Legal Township21S
Legal Section22
Legal SubdivisionCHULA VISTA UNRECORDED
Legal Tract5UI
Legal Block4
Legal Lot Number2
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3011
Census Tract21205

Owner

125 Overlook Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Seminole County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address125 OVERLOOK DR, CHULUOTA, FL 32766-9114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 20, 2019Deed of Trust, Mortgage · VA Mortgage
HOME1ST LENDING LLC
Nov 17, 2020Correction Deed
COBBLESTONE TITLE SERVICES LLC, COBBLESTONE TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1992 · Amount on File
Deed SaleJun 1, 1992 · Amount on File
Prior SaleMay 1, 1986 · Amount on File
Deed Book / Page2439 / 772
Last Transfer DateNov 6, 2020
Transfer Doc0097630735
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address125 OVERLOOK DR, CHULUOTA, FL 32766-9114
Transaction TypeMortgage
Record UpdatedJun 1, 2023
Title CompanyCOBBLESTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 OVERLOOK DR, CHULUOTA, FL 32766-9114

Mortgage

Document Number0097630737
DateNov 17, 2020
Book Page9763/737
Instrument2020132110
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address125 OVERLOOK DR, CHULUOTA, FL 32766-9114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093181811
DateMar 20, 2019
Book Page09318/1811
Instrument2019029113
Lender
NameHOME1ST LENDING LLC
TypeLending Institution
AddressORLANDO, FL 32801
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049

November 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionSEMINOLE FL
Recording DateNov 17, 2020
Property Address125 OVERLOOK DR, CHULUOTA, FL 32766-9114
Document Number0097630735
Book / Page009763 / 000735
Instrument DateNov 6, 2020
Instrument132109
Record UpdatedNov 25, 2020
Title CompanyCOBBLESTONE TITLE SERVICES LLC, COBBLESTONE TITLE SVCS LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address125 OVERLOOK DR CHULUOTA FL 327669114, CHULUOTA, FL 32766-9114

Tax Assessment & Valuation

The 2025 property tax bill for 125 Overlook Dr was $2,979 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,979.00 Homeowner's exemption$236,388$571,292 Land $250,000 Building $321,292
2023$2,742.00 (+2.74%) Homeowner's exemption$223,035 (+3%)$544,048 (+15.66%) Land $250,000 Building $294,048
2022$2,669.00 Homeowner's exemption$216,539$470,378 Land $200,000 Building $270,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Overlook Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation42.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims5 (2017–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Overlook Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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