131 Olive St, Findlay, OH 45840 Property Records

Hancock County property record for 131 Olive St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,898 sqft · built 1969
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2019)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1011-312-04-003.000`

Property Details

APN / Parcel Number

Primary APN	`1011-312-04-003.000`
Alternative APN	`610000346940`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
1st Floor Area	1,898 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	200 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	650 sqft
Porch	Slab
Porch Area	512 sqft
Deck Area	96 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	131 OLIVE ST
City	FINDLAY
State	OH
Zip	45840-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N R11 S31 PT NW COR NW1/4
Legal Range	11E
Legal Township	01N
Legal Section	31
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4022
Census Tract	1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 OLIVE ST, FINDLAY, OH 45840-5324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage PRIORITY 1 LENDING LLC
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit MILLSTREAM AREA CU INC
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 17, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Dec 10, 1990 · Amount on Record
Deed Document Number	20197963
Deed Book / Page	2561 / 2231
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	May 20, 2026
Property Address	131 OLIVE ST, FINDLAY, OH 45840-5324
Document Number	0000003642
Book / Page	2629 / 2140
Instrument Date	May 11, 2026
Instrument	20263642
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 OLIVE ST, FINDLAY, OH 45840-5324

Mortgage

Document Number	0000003642,
Date	May 20, 2026
Book Page	2629/2140
Instrument	20263642

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	131 OLIVE ST, FINDLAY, OH 45840-5324
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 OLIVE ST, FINDLAY, OH 45840-5324

Mortgage

Document Number	02622/4214
Date	Sep 17, 2025
Book Page	2622/4214
Instrument	202500007844

Lender

Name	PRIORITY 1 LENDING LLC
Type	Mortgage Company
Address	38701 7 MILE RD STE 290, LIVONIA, MI 48152

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	131 OLIVE ST, FINDLAY, OH 45840-5324
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2586/5285
Date	Sep 15, 2021
Book Page	2586/5285
Instrument	202100010889

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	131 OLIVE ST, FINDLAY, OH 45840-5324
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	FIRELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2579/3077
Date	Mar 9, 2021
Book Page	2579/3077
Instrument	202100002756

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 17, 2019
Property Address	131 OLIVE ST, FINDLAY, OH 45840-5324
Document Number	02561/2231
Book / Page	2561 / 2231
Instrument Date	Aug 15, 2019
Instrument	201900007963
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	131 OLIVE ST, FINDLAY, OH 45840-5324

Mortgage

Document Number	201900007964
Date	Sep 17, 2019
Instrument	201900007964

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,622.00 (+9.2%)	$85,270 (+26.76%) Land $17,540 Building $67,730	$243,620 (+26.75%) Land $50,100 Building $193,520
2023	$2,401.00 Homeowner's exemption	$67,270 Land $13,810 Building $53,460
2022			$192,200 Land $39,450 Building $152,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1981–2011)
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

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