228 Olive St, Findlay, OH 45840 Property Records

Hancock County property record for 228 Olive St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1959
Lot Size	0.24 acres (10,441 sqft)
Owner	Individual Name on File
Tax Bill	$2,587 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1011-303-17-015.000`

Property Details

APN / Parcel Number

Primary APN	`1011-303-17-015.000`
Alternative APN	`600000290320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft
Flooring	Brick
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,441 sqft (0.24 acres)
Lot Dimensions	116 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	194 sqft
Deck Area	828 sqft
Patio Area	828 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 OLIVE ST
City	FINDLAY
State	OH
Zip	45840-5327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHIEBERS SUNBEAM ADD LOT 33
Legal Subdivision	SCHIEBERS SUNBEAM ADD
Legal Lot Number	33
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4021
Census Tract	1100

Owner

228 Olive St is owned and occupied by an individual who acquired it in February 2021.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	228 OLIVE ST, FINDLAY, OH 45840-5327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Mar 4, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 25, 2021
Transfer Doc	02579/2085
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 31, 2023
Property Address	228 OLIVE ST, FINDLAY, OH 45840-5327
Document Number	02601/5510
Book / Page	2601 / 5510
Instrument Date	Mar 30, 2023
Instrument	202300001973
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 OLIVE ST, FINDLAY, OH 45840-5327

Mortgage

Document Number	202300001974
Date	Mar 31, 2023
Instrument	202300001974

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 4, 2021
Property Address	228 OLIVE ST, FINDLAY, OH 45840-5327
Document Number	02579/2085
Book / Page	2579 / 2085
Instrument Date	Feb 25, 2021
Instrument	202100002545
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 OLIVE ST, FINDLAY, OH 45840-5327

Tax Assessment & Valuation

The 2025 property tax bill for 228 Olive St was $2,587 with a homeowner's exemption, up 9.6% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,587.00 (+9.62%) Homeowner's exemption	$84,380 (+27%) Land $11,480 Building $72,900	$241,080 Land $32,800 Building $208,280
2024	$2,360.00 (-0.17%)	$66,440 (-) Land $9,040 Building $57,400
2023	$2,364.00 Homeowner's exemption	$66,440 Land $9,040 Building $57,400
2022			$189,840 Land $25,830 Building $164,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Olive St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1981–2011)
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Olive St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

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