Camden County property record for 131 Mill Run Loop, South Mills, NC 27976
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,675 sqft · built 2020 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,500 (Apr 2020) |
| Tax Bill | $3,393 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.7090.00.07.3691.0000 |
| Primary APN | 01.7090.00.07.3691.0000 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,675 sqft Living Area |
| 1st Floor Area | 283 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Mixed |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 168 sqft |
| Storage Building | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 131 MILL RUN LOOP |
|---|---|
| City | SOUTH MILLS |
| State | NC |
| Zip | 27976-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R32 |
| Legal Description | MILL RUN SUBDIVISION |
| Legal Subdivision | MILL RUN SUBDIVISION |
| Legal Lot Number | 11 |
| Jurisdiction | CAMDEN NC |
| Township / Civil Division | SOUTH MILLS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950101 |
131 Mill Run Loop is owned and occupied by two individuals who bought it in April 2020.
Source: Camden County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC |
| Jan 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Apr 16, 2020 | Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Jan 18, 2019 | Warranty Deed, Construction Loan · Construction Mortgage OLD POINT NATIONAL BANK OF PHOEBUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Prior Sale | Jan 18, 2019 · Amount on File |
| Deed Book / Page | 388 / 571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Recording Date | Jul 17, 2026 |
| Property Address | 131 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000 |
| Document Number | 0000221959 |
| Book / Page | 472 / 150 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026221959 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000221959, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 472/150 |
| Instrument | 2026221959 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 131 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 131 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000 |
| Document Number | 000420/152 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 420/152 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|---|
| Type | Bank |
| Address | HAMPTON, VA 23663 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN NC |
| Recording Date | Apr 16, 2020 |
| Property Address | 131 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000 |
| Document Number | 000388/571 |
| Book / Page | 388 / 571 |
| Map Reference | CAB 8 SL 144-147 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417D CARATOKE HWY, 417D, MOYOCK, NC 27958-8608 |
| Name | Verified Name |
|---|---|
| Address | 131 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000 |
| Document Number | 0000388573 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 388/573 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN NC |
| Recording Date | Jan 18, 2019 |
| Property Address | 131 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000 |
| Document Number | 000373/165 |
| Book / Page | 0373 / 165 |
| Map Reference | CAB 8 SL 144-147 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $9,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 402, KITTY HAWK, NC 27949-0402 |
| Name | Verified Name |
|---|---|
| Address | 417D CARATOKE HWY, MOYOCK, NC 27958-8608 |
| Investor | Possibly a Property Investor |
| Document Number | 0000373167 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 0373/167 |
| Name | OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 131 Mill Run Loop was $3,393.
Source: Camden County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Camden County |
| Unified School District | Camden County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,393.00 | $458,477 (-) Land $59,169 Building $399,308 | $458,477 |
| 2025 | $458,477 Land $59,169 Building $399,308 | ||
| 2024 | $3,497.00 | ||
| 2023 | $458,477 Land $59,169 Building $399,308 | $458,477 Land $59,169 Building $399,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Mill Run Loop in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 170 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 170 in force |
| Nearby Flood Claims | 35 (1999–2026) |
| Claims Outside the SFHA | 2 of 35 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Mill Run Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Eastern Shore Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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