128 Mill Run Loop, South Mills, NC 27976 Property Records

Camden County property record for 128 Mill Run Loop, South Mills, NC 27976

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,962 sqft · built 2019
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Last Sale$326,382 (May 2019)
Tax Bill$3,760 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01.7090.00.07.9810.0000

Property Details

APN / Parcel Number

Primary APN01.7090.00.07.9810.0000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,962 sqft Living Area
1st Floor Area150 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area86 sqft
Patio Area168 sqft
Storage Building336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address128 MILL RUN LOOP
CitySOUTH MILLS
StateNC
Zip27976-8000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR32
Legal DescriptionMILL RUN SUBDIVISION
Legal SubdivisionMILL RUN SUBDIVISION
Legal Lot Number41
JurisdictionCAMDEN NC
Township / Civil DivisionSOUTH MILLS
Census Block Group1
Census Block1022
Census Tract950101

Owner

128 Mill Run Loop is owned and occupied by two individuals who bought it in May 2019.

Source: Camden County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address128 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Warranty Deed, Transfer · Conventional Mortgage
LOW VA RATES LLC
Oct 28, 2020Deed of Trust, Mortgage · VA Mortgage
ARCUS LENDING INC
May 1, 2019Warranty Deed, Transfer · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jan 18, 2019Warranty Deed, Construction Loan · Construction Mortgage
OLD POINT NATIONAL BANK OF PHOEBUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2019 · Amount on File
Deed SaleMay 1, 2019 · Amount on File
Prior SaleJan 18, 2019 · Amount on File
Deed Book / Page376 / 103
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN NC
Recording DateJun 1, 2022
Property Address128 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000
Document Number000426/197
Book / Page426 / 197
Map ReferenceCAB 8 SL 144-147
Instrument DateMay 24, 2022
Instrument214620
Transaction TypeTransfer
Record UpdatedJun 14, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12156 HIBBARD RD, 12156, LODI, CA 95240-9315

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000

Mortgage

Document Number0000214621
DateJun 1, 2022
Instrument214621
Lender
NameLOW VA RATES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NC
Property Address128 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number399/62
DateOct 28, 2020
Book Page399/62
Lender
NameARCUS LENDING INC
TypeMortgage Company
AddressSAN JOSE, CA 95128
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN NC
Recording DateMay 1, 2019
Property Address128 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000
Document Number0376/103
Book / Page0376 / 103
Map ReferenceCAB 8 SL 144-147
Instrument DateApr 24, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,917.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address417D CARATOKE HWY, 417D, MOYOCK, NC 27958-8608

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000

Mortgage

Document Number0376105
DateMay 1, 2019
Instrument0376/105
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

January 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCAMDEN NC
Recording DateJan 18, 2019
Property Address128 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000
Document Number0373/165
Book / Page0373 / 165
Map ReferenceCAB 8 SL 144-147
Instrument DateJan 2, 2019
Transaction TypeConstruction Loan
Record UpdatedAug 20, 2021

Transaction

AmountAmount on Record
Tax$9,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 402, KITTY HAWK, NC 27949-0402

Transferred To (Grantee/Buyer)

NameVerified Name
Address417D CARATOKE HWY, MOYOCK, NC 27958-8608
InvestorPossibly a Property Investor

Mortgage

Document Number0373167
DateJan 18, 2019
Instrument0373/167
Lender
NameOLD POINT NATIONAL BANK OF PHOEBUS
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 128 Mill Run Loop was $3,760, down 0.4% from the year before.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCamden County
Unified School DistrictCamden County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,760.00 (-0.37%)$508,117 (+3.04%) Land $60,894 Building $447,223$508,117
2025$3,774.00$493,139 Land $60,894 Building $432,245
2023$493,139 Land $60,894 Building $432,245$493,139 Land $60,894 Building $432,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Mill Run Loop in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 170 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies170 in force
Nearby Flood Claims35 (1999–2026)
Claims Outside the SFHA2 of 35
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 24 claims
  • Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Mill Run Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Eastern Shore Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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