131 Loch Ln, Cameron, NC 28326 Property Records

Moore County property record for 131 Loch Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,710 sqft · built 2021
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on Record
Last Sale	$302,500 (Sep 2021)
Tax Bill	$1,594 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`954300937235`

Property Details

APN / Parcel Number

Primary APN	`954300937235`
Alternative APNs	`20160420` `97052090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,710 sqft Living Area
1st Floor Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	23,000 sqft (0.528 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97052090
Street Address	131 LOCH LN
City	CAMERON
State	NC
Zip	28326-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SINCLAIR LOT 164 PH IV Q01 ADVLTAX LOCH
Legal Subdivision	SINCLAIR SUBDIVISION
Legal Phase	4
Legal Lot Number	164
Jurisdiction	MOORE NC
Township / Civil Division	10, LITTLE RIVER
Census Block Group	1
Census Block	1067
Census Tract	950504

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 LOCH LN, CAMERON, NC 28326-4514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
May 21, 2020	Warranty Deed, Construction Loan · Construction Mortgage SELECT BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	202121378
Deed Book / Page	5710 / 274
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 27, 2021
Property Address	131 LOCH LN, CAMERON, NC 28326-4514
Document Number	005710/274
Book / Page	5710 / 274
Map Reference	CAB 17 PG 118&119
Instrument Date	Jul 15, 2021
Instrument	2021021378
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 53944, FAYETTEVILLE, NC 28305-3944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LOCH LN, CAMERON, NC 28326-4514

Mortgage

Document Number	2021021379
Date	Sep 27, 2021
Instrument	2021021379

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	May 21, 2020
Property Address	131 LOCH LN, CAMERON, NC 28326-4514
Document Number	005331/143
Book / Page	5331 / 143
Map Reference	CAB 17 PG 118&119
Instrument Date	May 20, 2020
Instrument	2020008469
Transaction Type	Construction Loan
Record Updated	Oct 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 2919, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53944, FAYETTEVILLE, NC 28305-3944

Mortgage

Document Number	2020008470
Date	May 21, 2020
Instrument	2020008470

Lender

Name	SELECT BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,594.00	$379,550 (-) Land $40,000 Building $339,550
2025	$1,594.00 (-7.65%)	$379,550 (-) Land $40,000 Building $339,550
2024			$379,550 (-) Land $40,000 Building $339,550
2023	$1,726.00	$379,550 Land $40,000 Building $339,550	$379,550 Land $40,000 Building $339,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Nearby Flood Policies	157 in force
Nearby Flood Claims	12 (2016–2018)
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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