119 Loch Ln, Cameron, NC 28326 Property Records

Moore County property record for 119 Loch Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,310 sqft · built 2017
Lot Size	0.545 acres (23,740 sqft)
Owner	2 Individual Names on File
Last Sale	$351,500 (Jun 2022)
Tax Bill	$1,595 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`954300939273`

Property Details

APN / Parcel Number

Primary APN	`954300939273`
Alternative APNs	`20160422` `97044260` `97057530`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,310 sqft Living Area
1st Floor Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	23,740 sqft (0.545 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97057530
Street Address	119 LOCH LN
City	CAMERON
State	NC
Zip	28326-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SINCLAIR LOT 162 PH IV Q01 ADVLTAX LOCH
Legal Subdivision	SINCLAIR
Legal Phase	4
Legal Lot Number	162
Jurisdiction	MOORE NC
Township / Civil Division	10, LITTLE RIVER
Census Block Group	1
Census Block	1067
Census Tract	950504

Owner

119 Loch Ln is owned and occupied by two individuals who bought it in June 2022.

Source: Moore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	119 LOCH LN, CAMERON, NC 28326-4514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Oct 16, 2020	Intrafamily Transfer, Transfer
Oct 10, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	202210697
Deed Book / Page	5868 / 216
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	5447/9
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jun 17, 2022
Property Address	119 LOCH LN, CAMERON, NC 28326-4514
Document Number	005868/216
Book / Page	5868 / 216
Map Reference	CAB 17 SL 118-119
Instrument Date	Jun 15, 2022
Instrument	2022010697
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 GOODVIEW AVE, 1208, FAYETTEVILLE, NC 28305-4821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 LOCH LN, CAMERON, NC 28326-4514

Mortgage

Document Number	2022010698
Date	Jun 17, 2022
Instrument	2022010698

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	9.62%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE NC
Recording Date	Oct 16, 2020
Property Address	119 LOCH LN, CAMERON, NC 28326-4514
Document Number	5447/9
Book / Page	5447 / 9
Map Reference	CAB 17 SL 118&119
Instrument Date	Sep 22, 2020
Instrument	2020020180
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 SKYCROFT DR, 199, SANFORD, NC 27332-6258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 LOCH LN, CAMERON, NC 28326-4514

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Oct 10, 2017
Property Address	119 LOCH LN, CAMERON, NC 28326-4514
Document Number	4885/020
Book / Page	4885 / 020
Map Reference	CAB 17 SL 118-119
Instrument Date	Oct 10, 2017
Instrument	2017014928
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5112 PINE BIRCH DR, 5112, RALEIGH, NC 27606-8973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 LOCH LN, CAMERON, NC 28326-4514

Mortgage

Document Number	2017014930
Date	Oct 10, 2017
Instrument	2017014930

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 119 Loch Ln was $1,595, up 6.1% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,595.00 (+6.05%)	$379,850 (+6.06%) Land $40,000 Building $339,850
2025	$1,504.00	$358,150 Land $40,000 Building $318,150
2024			$358,150 (-) Land $40,000 Building $318,150
2023	$1,596.00	$350,850 Land $40,000 Building $310,850	$358,150 Land $40,000 Building $318,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Loch Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 157 policies
Nearby Flood Policies	157 in force
Nearby Flood Claims	12 (2016–2018)
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Loch Ln is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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