Lorain County property record for 131 Lake Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1922 |
| Square Footage | 1,707 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Garage | Detached, 572 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $826.00 (2025) |
| Primary APN | 06-26-094-103-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,707 sqft Living Area |
| 1st Floor | 897 sqft 1st Floor |
| 2nd Floor | 788 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 150 ft x 48 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 572 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 239 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 131 LAKE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-5045 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | C A ELY FRNT 0047.52 DPTH 0148.50 |
| Legal Subdivision | C A ELY FRNT |
| Legal Tract | 26 |
| Legal Block | 103 |
| Legal Lot Number | 498 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 4 |
| Census Block | 4008 |
| Census Tract | 97600 |
Source: Lorain County records · APN 06-26-094-103-002
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 LAKE AVE, ELYRIA, OH 44035-5045 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Jun 24, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LIBERTY HM EQUITY SOLUTIONS IN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 131 LAKE AVE, ELYRIA, OH 44035-5045 |
| Document Number | 0000724467 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 131 LAKE AVE ELYRIA OH 440355045, ELYRIA, OH 44035-5045 |
| Document Number | 0000724467 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 724467 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.03% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 131 LAKE AVE, ELYRIA, OH 44035-5045 |
| Document Number | 0000724466 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 131 LAKE AVE ELYRIA OH 440355045, ELYRIA, OH 44035-5045 |
| Document Number | 0000724466 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 724466 |
| Name | LIBERTY HM EQUITY SOLUTIONS IN |
|---|---|
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.03% |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $826.00 | $38,310 (+0.01%) Land $7,460 Building $30,850 | $109,450 (-) Land $21,310 Building $88,140 |
| 2024 | $826.00 (-24.5%) | $38,308 (+31.01%) Land $7,459 Building $30,849 | $109,450 (+31.02%) Land $21,310 Building $88,140 |
| 2023 | $1,094.00 (-1.71%) | $29,240 (-) Land $2,594 Building $26,646 | $83,540 (-) Land $7,410 Building $76,130 |
| 2022 | $1,113.00 | $29,240 Land $2,590 Building $26,650 | |
| 2021 | $83,540 Land $7,410 Building $76,130 |
131 Lake Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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