128 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 128 Lake Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1980
Square Footage	2,220 sqft Total Area
Lot Size	18,731 sqft (0.43 acres)
Occupancy	Owner Occupied
Last Sale	$247,500 (2013)
Tax Bill	$6,677.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-26-092-000-022`

Interior

Building Area	2,220 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1980
Lot Area	18,731 sqft (0.43 acres)
Depth X Width	156 ft x 150 ft Depth x Width

Location & Zoning

Street Address	128 LAKE AVE
City	ELYRIA
State	OH
Zip	44035-5014
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	C A ELY ADD BLK 92
Legal Subdivision	C A ELYS ADDITION TO ELYRIA
Legal Tract	26
Legal Block	92
Legal Lot Number	490-491
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	4
Census Block	4014
Census Tract	97600

Owner

Source: Lorain County records · APN 06-26-092-000-022

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	128 LAKE AVE, ELYRIA, OH 44035-5014
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2013 · Amount on Record
Deed Sale	Oct 16, 2013 · Amount on Record
Prior Sale	Dec 15, 2011
Deed Doc Number	2013005375
Record Refreshed	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	128 LAKE AVE, ELYRIA, OH 44035-5014
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000701206
Date	Jan 15, 2019
Instrument	2019-0701206

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ELYRIA, OH 44035

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,677.00	$108,140 (-) Land $16,390 Building $91,750	$308,970 (-) Land $46,830 Building $262,140
2024	$6,677.00 (+10.88%)	$108,140 (+30.53%) Land $16,391 Building $91,749	$308,970 (+30.53%) Land $46,830 Building $262,140
2023	$6,022.00 (+0.53%)	$82,845 (+0.01%) Land $13,111 Building $69,734	$236,700 (-) Land $37,460 Building $199,240
2022	$5,990.00	$82,840 Land $13,110 Building $69,730
2021			$236,700 Land $37,460 Building $199,240

Flood & Wildfire

128 Lake Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.