131 John St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 131 John St, Santa Cruz, CA 95060

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,072 sqft · built 1933
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$1,450,000 (Apr 2021)
Tax Bill	$19,568 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003-281-42`

Property Details

APN / Parcel Number

Primary APN	`003-281-42`
Alternative APN	`003-281-42-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,072 sqft Living Area
Gross Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,358 sqft (0.123 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	131 JOHN ST
City	SANTA CRUZ
State	CA
Zip	95060-6328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLIFF DRIVE ADD
Legal Block	3
Legal Lot Number	15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1046
Census Tract	101200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 JOHN ST, SANTA CRUZ, CA 95060-6328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Oct 18, 2018	Grant Deed, Transfer BANK OF AMERICA
Oct 18, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Oct 18, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	202123909
Prior Transfer Date	Oct 4, 2018
Prior Transfer Doc	0000031575
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	131 JOHN ST, SANTA CRUZ, CA 95060-6328
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 JOHN ST, SANTA CRUZ, CA 95060-6328

Mortgage

Document Number	0000058786
Date	Dec 2, 2021
Instrument	2021-0058786

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2021
Property Address	131 JOHN ST, SANTA CRUZ, CA 95060-6328
Document Number	0000023909
Map Reference	VOL 13 PG 11
Instrument Date	Apr 22, 2021
Instrument	2021-0023909
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 JOHN ST, SANTA CRUZ, CA 95060-6328

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	131 JOHN ST, SANTA CRUZ, CA 95060-6328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112, MARYLHURST, OR 97036-0112

Mortgage

Document Number	0000035564
Date	Sep 10, 2020
Instrument	2020-0035564

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 18, 2018
Property Address	131 JOHN ST, SANTA CRUZ, CA 95060-6328
Document Number	0000031574
Instrument Date	Oct 10, 2018
Instrument	31574
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 JOHN ST SANTA CRUZ CA 950606328, SANTA CRUZ, CA 95060-6328

Mortgage

Document Number	31577
Date	Oct 18, 2018
Instrument	31577

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 18, 2018
Property Address	131 JOHN ST, SANTA CRUZ, CA 95060-6328
Document Number	0000031576
Instrument Date	Oct 6, 2018
Instrument	31576
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	131 JOHN ST SANTA CRUZ CA 950606328, SANTA CRUZ, CA 95060-6328

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 18, 2018
Property Address	131 JOHN ST, SANTA CRUZ, CA 95060-6328
Document Number	0000031575
Instrument Date	Oct 4, 2018
Instrument	31575
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	131 JOHN ST SANTA CRUZ CA 950606328, SANTA CRUZ, CA 95060-6328

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,704,385 (+2%) Land $1,451,223 Building $253,162
2025	$19,568.00 (+15.33%)	$1,670,966 (+10.76%) Land $1,422,768 Building $248,198
2023	$16,967.00 (+1.15%)	$1,508,580 Land $1,352,520 Building $156,060	$1,418,490
2022	$16,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on John St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures