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129 John St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 129 John St, Santa Cruz, CA 95060

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 1,954 sqft · built 1960
Lot Size0.123 acres (5,358 sqft)
Owner2 Individual Names on Record
Last Sale$224,000 (Aug 1996)
Tax Bill$4,716 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN003-281-43

Property Details

APN / Parcel Number

Primary APN003-281-43
Alternative APN
  • 003-281-43-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,954 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleDuplex Single
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,358 sqft (0.123 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address129 JOHN ST
CitySANTA CRUZ
StateCA
Zip95060-6328
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal SubdivisionCLIFF DRIVE ADD
Legal Block3
Legal Lot Number17
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1046
Census Tract101200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address129 JOHN ST, SANTA CRUZ, CA 95060-6328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 1996 · Amount on Record
Deed SaleAug 1, 1996 · Amount on Record
Deed Document Number199642881
Deed Book / Page5885 / 617
Last Transfer DateApr 2, 2008
Transfer Doc0000020846
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address129 JOHN ST, SANTA CRUZ, CA 95060-6328
Document Number0000014775
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address129 JOHN ST SANTA CRUZ CA 950606328, SANTA CRUZ, CA 95060-6328

Mortgage

Document Number0000014775
DateJun 3, 2019
Instrument14775
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 2, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalitySanta Cruz City
Elementary School DistrictSanta Cruz City Elementary School District (KG - 05)
Secondary School DistrictSanta Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$372,129 (+2%) Land $249,193 Building $122,936
2025$4,716.00 (+9.29%) Homeowner's exemption$364,832 (+4.04%) Land $244,307 Building $120,525
2023$4,315.00 (+1.08%) Homeowner's exemption$350,665 Land $234,820 Building $115,845
2022$4,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Cruzio
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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