131 Jim Eaker Rd, Lawndale, NC 28090 Property Records

Cleveland County property record for 131 Jim Eaker Rd, Lawndale, NC 28090

Property Summary

Property Type	Single Family Home
Details	1,807 sqft · built 1986
Lot Size	35 acres (1,524,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,897 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41132`

Property Details

APN / Parcel Number

Primary APN	`41132`
Alternative APNs	`1348558` `591071`

Interior

Stories	2 Stories
Building Area	1,807 sqft Finished Area
Upper Floors Area	592 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	1,524,600 sqft (35 acres)
Deck Area	634 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1348558
Street Address	131 JIM EAKER RD
City	LAWNDALE
State	NC
Zip	28090-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	35 AC OFF RD 1501
Legal Subdivision	LAWNDALE
Legal Block	1
Legal Lot Number	40
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4000
Census Tract	950200

Owner

131 Jim Eaker Rd is owned and occupied by two individuals who acquired it in January 2025.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Jan 28, 2025	Intrafamily Transfer, Transfer
Nov 13, 2024	Intrafamily Transfer, Transfer
May 31, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2025
Transfer Doc	0019381216
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671

Mortgage

Document Number	0019660044
Date	Jan 27, 2026
Book Page	1966/44
Instrument	200123950

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	14511 MYFORD RD STE 100, TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Change Frequency	Monthly

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jan 28, 2025
Property Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671
Document Number	0019381216
Book / Page	1938 / 1216
Instrument Date	Jan 27, 2025
Instrument	200109543
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Nov 13, 2024
Property Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671
Document Number	0019331218
Book / Page	1933 / 1218
Map Reference	MB 19-O PG 41
Instrument Date	Nov 7, 2024
Instrument	200106955
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8006 ANASTASIA WAY, EL DORADO HILLS, CA 95762-3976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	May 31, 2023
Property Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671
Document Number	0018991066
Book / Page	1899 / 1066
Instrument Date	May 30, 2023
Instrument	200087854
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 BENTGRASS CT, DACULA, GA 30019-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 BENIGRASS COURT, DACULA, GA 30019-3108

Tax Assessment & Valuation

The 2026 property tax bill for 131 Jim Eaker Rd was $1,897, down 4.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,897.00 (-4.39%)	$316,665 (+1.33%) Land $114,540 Building $202,125	$316,665 (+1.33%) Land $114,540 Building $202,125
2025	$1,984.00	$312,498 Land $114,540 Building $197,958	$312,498 Land $114,540 Building $197,958
2023		$162,324 Land $53,317 Building $109,007	$162,324 Land $53,317 Building $109,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Jim Eaker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Jim Eaker Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Skyrunner, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jim Eaker Rd

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