103 Jim Eaker Rd, Lawndale, NC 28090 Property Records

Cleveland County property record for 103 Jim Eaker Rd, Lawndale, NC 28090

Property Summary

Property Type	Residential Vacant Land
Lot Size	27.3 acres (1,189,624 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Feb 2022)
Tax Bill	$579 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36678`

Property Details

APN / Parcel Number

Primary APN	`36678`
Alternative APNs	`1231732` `1348558`

Exterior

Lot Area	1,189,624 sqft (27.3 acres)

Location & Zoning

Account Number	1348558
Street Address	103 JIM EAKER RD
City	LAWNDALE
State	NC
Zip	28090-9671
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R15
Legal Description	27.31 AC RD 1501
Legal Subdivision	NUMBER
Legal Block	1
Legal Lot Number	37
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4000
Census Tract	950200

Owner

103 Jim Eaker Rd, residential vacant land, is owned by two individuals who acquired it in January 2025.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Jan 28, 2025	Intrafamily Transfer, Transfer
Feb 4, 2022	Intrafamily Transfer, Transfer
Jun 30, 2022	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Deed Document Number	2022200068093
Deed Book / Page	1864 / 1417
Last Transfer Date	Jan 27, 2025
Transfer Doc	0019381216
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	103 JIM EAKER RD, LAWNDALE, NC 28090-9671
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671

Mortgage

Document Number	0019660044
Date	Jan 27, 2026
Book Page	1966/44
Instrument	200123950

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	14511 MYFORD RD STE 100, TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Change Frequency	Monthly

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jan 28, 2025
Property Address	103 JIM EAKER RD, LAWNDALE, NC 28090-9671
Document Number	0019381216
Book / Page	1938 / 1216
Instrument Date	Jan 27, 2025
Instrument	200109543
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 JIM EAKER RD, LAWNDALE, NC 28090-9671

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 4, 2022
Property Address	103 JIM EAKER RD, LAWNDALE, NC 28090-9671
Document Number	0018641417
Book / Page	1864 / 1417
Instrument Date	Feb 4, 2022
Instrument	200068093
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 BENTGRASS CT, DACULA, GA 30019-3108

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 30, 2022
Property Address	103 JIM EAKER RD, LAWNDALE, NC 28090-9671
Document Number	0018762483
Book / Page	1876 / 2483
Instrument Date	Feb 4, 2022
Instrument	200075087
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 BENTGRASS CT, DACULA, GA 30019-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 BENTGRASS CT, DACULA, GA 30019-3108

Tax Assessment & Valuation

The 2026 property tax bill for 103 Jim Eaker Rd was $579, down 25.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$579.00 (-25.39%)	$122,218 (-) Land $122,218	$122,218 (-) Land $122,218
2025	$776.00	$122,218 Land $122,218	$122,218 Land $122,218
2023		$63,165 Land $63,165	$63,165 Land $63,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Jim Eaker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Jim Eaker Rd is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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