131 Edward St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 131 Edward St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,853 sqft · built 1956
Lot Size	0.266 acres (11,596 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Jun 1999)
Tax Bill	$4,909 (2025)
Deeds & Mortgages	May 2022 Refinance Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`363-00028`

Property Details

APN / Parcel Number

Primary APN	`363-00028`
Alternative APN	`CHIC M:0363 P:00028`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,853 sqft Living Area
Gross Area	4,157 sqft
1st Floor Area	1,242 sqft
Basement Area	663 sqft
Unfinished Basement	663 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,596 sqft (0.266 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	363-00028
Street Address	131 EDWARD ST
City	CHICOPEE
State	MA
Zip	01020-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2000
Census Tract	811000

Owner

Source: Hampden County and Chicopee City records · APN 363-00028

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	131 EDWARD ST, CHICOPEE, MA 01020-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Aug 07, 2017	Deed of Trust, Mortgage WESTFIELD BANK
Jul 29, 2019	Deed of Trust, Mortgage · Balloon Mortgage WESTFIELD BANK FSB
Apr 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 1999 · Amount on Record
Deed Sale	Jun 29, 1999 · Amount on Record
Prior Sale	Jun 29, 1990 · Amount on Record
Deed Book / Page	10826 / 277
Transfer Doc	20179-186
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	131 EDWARD ST, CHICOPEE, MA 01020-1009
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024539-524
Date	May 10, 2022
Book Page	24539/524
Instrument	28472

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	131 EDWARD ST, CHICOPEE, MA 01020-1009
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21801-506
Date	Aug 07, 2017
Book Page	21801/506
Instrument	45395

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2027

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	131 EDWARD ST, CHICOPEE, MA 01020-1009
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22777-237
Date	Jul 29, 2019
Book Page	22777/237
Instrument	41822

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	131 EDWARD ST, CHICOPEE, MA 01020-1009
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23178-149
Date	Apr 22, 2020
Book Page	23178/149
Instrument	20244

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,909.00 (+3.22%)	$323,800 (+0.5%) Land $111,600 Building $212,200	$373,920
2024	$4,756.00 (+6.42%)	$322,200 (+9.22%) Land $109,400 Building $212,800
2023	$4,469.00	$295,000 Land $99,400 Building $195,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 558 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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