Hampden County and Chicopee City property record for 114 Edward St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,217 sqft · built 1920 |
| Lot Size | 0.36 acres (15,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jul 2018) |
| Tax Bill | $4,186 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-00032 |
| Primary APN | 363-00032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| Gross Area | 2,956 sqft |
| 1st Floor Area | 996 sqft |
| Attic | Attic |
| Attic Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,675 sqft (0.36 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 363-00032 |
|---|---|
| Street Address | 114 EDWARD ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 811000 |
114 Edward St is owned and occupied by an individual who bought it in July 2018.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 EDWARD ST, CHICOPEE, MA 01020-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) POLISH NATIONAL CU |
| Mar 3, 2026 | Deed of Trust, Mortgage POLISH NATIONAL CU |
| Jul 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Jul 13, 2018 | Quit Claim Deed, Transfer POLISH NATIONAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on File |
| Deed Sale | Jul 13, 2018 · Amount on File |
| Prior Sale | Nov 22, 1996 · Amount on File |
| Deed Book / Page | 22264 / 196 |
| Transfer Doc | 022264-196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 114 EDWARD ST, CHICOPEE, MA 01020-1010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024602-539 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 24602/539 |
| Instrument | 37463 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 114 EDWARD ST, CHICOPEE, MA 01020-1010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026238-337 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 26238/337 |
| Instrument | 9126 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 114 EDWARD ST, CHICOPEE, MA 01020-1010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23307-319 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 23307/319 |
| Instrument | 37286 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 13, 2018 |
| Property Address | 114 EDWARD ST, CHICOPEE, MA 01020-1010 |
| Document Number | 22264-196 |
| Book / Page | 22264 / 196 |
| Instrument | 40337 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 EDWARD ST, CHICOPEE, MA 01020-1010 |
| Document Number | 222640198 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 22264/0198 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 13, 2048 |
The 2026 property tax bill for 114 Edward St was $4,186, up 5.9% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,186.00 (+5.92%) | $274,700 (+5.37%) Land $124,900 Building $149,800 | $301,368 (+3.13%) |
| 2025 | $3,952.00 (+5.25%) | $260,700 (+2.48%) Land $114,000 Building $146,700 | $292,220 |
| 2024 | $3,755.00 (+6.43%) | $254,400 (+9.23%) Land $111,800 Building $142,600 | |
| 2023 | $3,528.00 | $232,900 Land $101,700 Building $131,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Edward St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 114 Edward St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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