131 E Pond Rd, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 131 E Pond Rd, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,006 sqft · built 1976
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on File
Last Sale	$223,900 (Oct 2020)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Dec 2022 Refinance Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:040 L:039`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:040 L:039`
Alternative APN	`529`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	1,006 sqft
Basement Area	855 sqft
Unfinished Basement	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	84,942 sqft (1.95 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	529
Street Address	131 E POND RD
City	OAKLAND
State	ME
Zip	04963-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Lot Number	39
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

131 E Pond Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Kennebec County and Oakland Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 E POND RD, OAKLAND, ME 04963-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 7, 2020	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Deed Document Number	202025721
Deed Book / Page	13739 / 74
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	131 E POND RD, OAKLAND, ME 04963-4008
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022029694
Date	Dec 12, 2022
Book Page	14652/26
Instrument	2022029694

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	131 E POND RD, OAKLAND, ME 04963-4008
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021029432
Date	Oct 8, 2021
Book Page	14205/181
Instrument	2021029432

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Oct 7, 2020
Property Address	131 E POND RD, OAKLAND, ME 04963-4008
Document Number	2020025721
Book / Page	13739 / 74
Instrument Date	Oct 6, 2020
Instrument	2020025721
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 MONUMENT ST STE 3, 3, WINSLOW, ME 04901-7283

Mortgage

Document Number	2020025722
Date	Oct 7, 2020
Instrument	2020025722

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 131 E Pond Rd was $2,883, up 6.8% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,883.00 (+6.82%)	$184,600 (-) Land $35,100 Building $149,500
2024	$2,699.00 (+13.45%)	$184,600 (+11.74%) Land $35,100 Building $149,500
2023	$2,379.00 (-1.57%)	$165,200 (+17.58%) Land $35,100 Building $130,100	$338,675
2022	$2,417.00	$140,500 Land $31,900 Building $108,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 E Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 E Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: TDS Telecom.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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