Preble County property record for 131 E Chicago St, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1960 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,578 (2025) |
| Deeds & Mortgages | Mar 2006 Mortgage Sep 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-020-03-002-000 |
| Primary APN | M40-0006-020-03-002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 169 ft deep x 89 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 131 E CHICAGO ST |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 88.65'PT LOTS 1646-1647 |
| Legal Subdivision | CITY OF EATON |
| Legal Lot Number | 1646 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 455002 |
131 E Chicago St is owned and occupied by an individual who acquired it in September 2024.
Source: Preble County records, as of March 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 E CHICAGO ST, EATON, OH 45320-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2006 | Deed of Trust, Mortgage GREENVILLE FEDERAL |
| Sep 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2024 |
| Deed Sale | Sep 5, 2024 |
| Prior Sale | Feb 15, 2024 · Amount on File |
| Deed Document Number | 20243258 |
| Deed Book / Page | 458 / 2315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 131 E CHICAGO ST, EATON, OH 45320-1443 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00246/0673 |
|---|---|
| Date | Mar 27, 2006 |
| Book Page | 246/0673 |
| Instrument | 200600069893 |
| Name | GREENVILLE FEDERAL |
|---|---|
| Type | Non-Lending Institution |
| Address | 690 WAGNER AVE, GREENVILLE, OH 45331 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Sep 5, 2024 |
| Property Address | 131 E CHICAGO ST, EATON, OH 45320-1443 |
| Document Number | 00458/2315 |
| Book / Page | 458 / 2315 |
| Instrument Date | Sep 3, 2024 |
| Instrument | 202400003258 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | E-PERFORMANCE TITLE, PERFORMANCE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 E CHICAGO ST, EATON, OH 45320-1443 |
| Document Number | 202400003259 |
|---|---|
| Date | Sep 5, 2024 |
| Instrument | 202400003259 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
The 2025 property tax bill for 131 E Chicago St was $1,578 with a homeowner's exemption, down 20.8% from the year before.
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,578.00 (-20.82%) Homeowner's exemption | $43,720 (-) Land $11,760 Building $31,960 | |
| 2024 | $1,993.00 Homeowner's exemption | $43,720 (-) Land $11,760 Building $31,960 | |
| 2023 | $1,993.00 (+14.15%) | $43,720 (+19.16%) Land $11,760 Building $31,960 | $124,900 Land $33,600 Building $91,300 |
| 2022 | $1,746.00 | $36,690 Land $11,310 Building $25,380 | |
| 2020 | $124,900 Land $33,600 Building $91,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 131 E Chicago St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 E Chicago St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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