120 E Chicago St, Eaton, OH 45320 Property Records

Preble County property record for 120 E Chicago St, Eaton, OH 45320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,523 sqft · built 1971
Lot Size0.309 acres (13,460 sqft)
OwnerIndividual Name on File
Last Sale$53,594 (Apr 2016)
Tax Bill$1,616 (2025)
Deeds & MortgagesApr 2020 Mortgage
Nov 2016 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNM40-0006-020-02-009-000

Property Details

APN / Parcel Number

Primary APNM40-0006-020-02-009-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,523 sqft Living Area
1st Floor Area1,523 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialShingle
Lot Area13,460 sqft (0.309 acres)
Lot Dimensions112 ft deep x 120 ft wide
TerrainRolling
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address120 E CHICAGO ST
CityEATON
StateOH
Zip45320-1444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2017
Legal SubdivisionCITY OF EATON
Legal Lot Number2017
JurisdictionPREBLE OH
Township / Civil DivisionEATON
Census Block Group1
Census Block1031
Census Tract455002

Owner

120 E Chicago St is owned and occupied by an individual who acquired it in October 2021.

Source: Preble County records, as of March 17, 2026

Owner of RecordIndividual Name on File
Mailing Address120 E CHICAGO ST, EATON, OH 45320-1444
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Nov 4, 2016Deed of Trust, Mortgage
FIRST BANK RICHMOND NA
Oct 19, 2021Transfer on Death Deed, Transfer
Oct 19, 2021Transfer on Death Deed, Transfer
Apr 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Jun 11, 2015Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2016 · Amount on File
Deed SaleApr 19, 2016 · Amount on File
Prior SaleJun 11, 2015 · Amount on File
Deed Document Number20161529
Deed Book / Page359 / 1418
Last Transfer DateOct 15, 2021
Transfer Doc426/49
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address120 E CHICAGO ST, EATON, OH 45320-1444
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00402/1920
DateApr 3, 2020
Book Page402/1920
Instrument202000001395
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term3 Months
DueApr 1, 2040

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address120 E CHICAGO ST, EATON, OH 45320-1444
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyFREEDOM TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00365/1933
DateNov 4, 2016
Book Page365/1933
Instrument201600004803
Lender
NameFIRST BANK RICHMOND NA
TypeBank
AddressRICHMOND, IN 47374
Agreement
AmountAmount on Record
Term6 Months
DueMay 4, 2017

October 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionPREBLE OH
Recording DateOct 19, 2021
Property Address120 E CHICAGO ST, EATON, OH 45320-1444
Document Number426/49
Book / Page426 / 49
Instrument DateOct 15, 2021
Instrument202100005978
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionPREBLE OH
Recording DateOct 19, 2021
Property Address120 E CHICAGO ST, EATON, OH 45320-1444
Document Number0000426/49
Book / Page426 / 49
Instrument DateOct 15, 2021
Instrument202100005978
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 E CHICAGO ST, EATON, OH 45320-1444

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address120 E CHICAGO ST, EATON, OH 45320-1444
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number402/1920
DateApr 3, 2020
Book Page402/1920
Instrument202000001395
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term3 Months
DueApr 1, 2040

June 2015: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionPREBLE OH
Recording DateJun 11, 2015
Property Address120 E CHICAGO ST, EATON, OH 45320-1444
Document Number00351/0080
Book / Page351 / 0080
Instrument DateJun 9, 2015
Instrument201500002474
Transaction TypeForeclosure
Record UpdatedJun 16, 2026

Transaction

AmountAmount on Record
Tax$176.10
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 KANSAS LN, MONROE, LA 71203-4774
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 120 E Chicago St was $1,616 with a homeowner's exemption, up 0.4% from the year before.

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
MunicipalityEaton City
Unified School DistrictEaton Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,616.00 (+0.44%) Homeowner's exemption$54,990 (-) Land $13,230 Building $41,760
2024$1,609.00 (-15.45%) Homeowner's exemption$54,990 (-) Land $13,230 Building $41,760
2023$1,903.00 (+17.91%) Homeowner's exemption$54,990 (+18.85%) Land $13,230 Building $41,760$157,100 Land $37,800 Building $119,300
2022$1,614.00 Homeowner's exemption$46,270 Land $12,670 Building $33,600
2020$157,100 Land $37,800 Building $119,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 E Chicago St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimMay 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Chicago St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEATON PUBLIC WATER SYSTEM
serves 8,400 people · EPA ID OH6801612
Water SourceGroundwater
Last State InspectionFeb 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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