131 E 48th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 131 E 48th St, San Bernardino, CA 92404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,829 sqft · built 1953
Lot Size0.212 acres (9,240 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Apr 2017)
Tax Bill$3,919 (2025)
Deeds & MortgagesNov 2020 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0154-116-05-0000

Property Details

APN / Parcel Number

Primary APN0154-116-05-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,829 sqft Living Area
1st Floor Area1,829 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1958
Architectural StyleModern
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,240 sqft (0.212 acres)
Lot Dimensions132 ft deep x 70 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area249 sqft
Patio Area249 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address131 E 48TH ST
CitySAN BERNARDINO
StateCA
Zip92404-1211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3718 LOT 54
Legal SubdivisionTHE PEPPERS
Legal Tract3718
Legal Block1
Legal Lot Number54
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group1
Census Block1015
Census Tract4505

Owner

131 E 48th St is owned and occupied by an individual who bought it in April 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address131 E 48TH ST, SAN BERNARDINO, CA 92404-1211
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · FHA Mortgage
CORELOGIC SOLEX
Apr 6, 2017Grant Deed, Transfer · FHA Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2017 · Amount on File
Deed SaleApr 6, 2017 · Amount on File
Prior SaleJan 30, 2008 · Amount on File
Deed Document Number2017144407
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address131 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 E 48TH ST, SAN BERNARDINO, CA 92404-1211

Mortgage

Document Number0000462652
DateNov 17, 2020
Instrument2020-0462652
Lender
NameCORELOGIC SOLEX
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term318 Months
DueMay 1, 2047

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateApr 6, 2017
Property Address131 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Document Number0000144407
Map ReferenceMB50 PG13
Instrument DateFeb 9, 2017
Instrument2017-0144407
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 E 48TH ST, SAN BERNARDINO, CA 92404-1211

Mortgage

Document Number0000144408
DateApr 6, 2017
Instrument2017-0144408
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Mortgage

Document Number0000144409
DateApr 6, 2017
Instrument2017-0144409
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressBAKERSFIELD, CA 93309
Agreement
TypeNegative Amortization
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 131 E 48th St was $3,919 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$313,706 (+2%) Land $94,112 Building $219,594
2025$3,919.00 Homeowner's exemption$307,555 Land $92,267 Building $215,288
2023$3,738.00 (-0.13%) Homeowner's exemption$295,612 Land $88,684 Building $206,928
2022$3,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 131 E 48th St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 E 48th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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