125 E 48th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 125 E 48th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1953
Lot Size	0.22 acres (9,590 sqft)
Owner	Individual Name on Record
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0154-116-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-116-04-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,590 sqft (0.22 acres)
Lot Dimensions	137 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 E 48TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3718 LOT 53
Legal Subdivision	TRACT 3718
Legal Tract	3718
Legal Block	1
Legal Lot Number	53
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1015
Census Tract	4505

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 30369, SAN BERNARDINO, CA 92413-0369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Oct 9, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 28, 2006
Transfer Doc	0000238964
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	125 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 30369, SAN BERNARDINO, CA 92413-0369

Mortgage

Document Number	0000305566
Date	Jul 7, 2021
Instrument	2021-0305566

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	125 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073625
Date	Feb 15, 2017
Instrument	2017-0073625

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	125 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Document Number	0000014161
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 30369 SAN BERNARDINO CA 924130369, SAN BERNARDINO, CA 92413-0369

Mortgage

Document Number	0000014161
Date	Jan 14, 2020
Instrument	14161

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 9, 2018
Property Address	125 E 48TH ST, SAN BERNARDINO, CA 92404-1211
Document Number	0000369777
Map Reference	MB 50 PG 13
Instrument Date	Aug 23, 2018
Instrument	2018-0369777
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ADVANTAGE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E 48TH ST, SAN BERNARDINO, CA 92404-1211

Mortgage

Document Number	0000369778
Date	Oct 9, 2018
Instrument	2018-0369778

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$174,247 (+2%) Land $39,824 Building $134,423
2025	$2,222.00 (+4.96%) Homeowner's exemption	$170,830 (+4.04%) Land $39,043 Building $131,787
2023	$2,117.00 (-3.99%)	$164,196 Land $37,526 Building $126,670
2022	$2,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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