Osceola County property record for 131 E 13th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Commercial > Office > Office Building |
|---|---|
| Year Built | Built 2006 |
| Square Footage | 1,000 sqft Heated Area |
| Lot Size | 871 sqft (0.019 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2020) |
| Tax Bill | $2,323.00 (2025) |
| Primary APN | 130951 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 2 Plumbing Fixtures |
|---|---|
| Building Area | 1,000 sqft Heated Area |
| Gross Area | 1,016 sqft Gross Area |
| 1st Floor | 1,000 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Metal Exterior |
| Fire Resistance Class | Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials. |
| Foundation Type | Footing Foundation |
| Roof Construction | Steel Frame/Truss Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 871 sqft (0.019 acres) |
| Porch | Open Porch |
| Porch Area | 16 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 130951 |
|---|---|
| Street Address | 131 E 13TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4749 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Office Building |
| Legal Description | EAST SAINT CLOUD COMMERCE CENTER PB 17 PGS 118-119 UNIT 16 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | ST CLOUD HWY EAST |
| Legal Tract | 501 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Legal Unit | 16 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 43303 |
Source: Osceola County records · APN 130951
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 131 E 13TH ST, SAINT CLOUD, FL 34769-4749 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 07, 2020 | Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK |
| Jan 08, 2019 | Loan Modification, Mortgage CENTENNIAL BK |
| Jan 08, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2020 · Amount on Record |
| Deed Sale | May 07, 2020 · Amount on Record |
| Deed Doc Number | 2020061518 |
| Deed Book / Page | 5719 / 830 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 07, 2020 |
| Property Address | 131 E 13TH ST, SAINT CLOUD, FL 34769-4749 |
| Document Number | 0057190830 |
| Book / Page | 5719 / 830 |
| Map Reference | MB B17 PG 118&119 |
| Instrument Date | May 06, 2020 |
| Instrument | 2020061518 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3800 5TH ST, 3800, SAINT CLOUD, FL 34769-2024 |
| Name | Verified Name |
|---|---|
| Address | 131 E 13TH ST, SAINT CLOUD, FL 34769-4749 |
| Document Number | 0057190831 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 5719/0831 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 06, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 131 E 13TH ST, SAINT CLOUD, FL 34769-4749 |
| Document Number | 0054751790 |
| Instrument Date | Jan 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3800 5TH ST ST CLOUD FL 347692024, ST CLOUD, FL 34769-2024 |
| Document Number | 0054751790 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 005475/001790 |
| Instrument | 17781 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | KISSIMMEE, FL 34741 |
| Term | 120 Months |
|---|---|
| Due | Feb 10, 2029 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 131 E 13TH ST, SAINT CLOUD, FL 34769-4749 |
| Document Number | 0054760372 |
| Instrument Date | Jan 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3800 5TH ST ST CLOUD FL 347692024, ST CLOUD, FL 34769-2024 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,323.00 (+5.16%) | $129,800 (+5.79%) Land $16,300 Building $113,500 | $129,800 (+5.79%) Land $16,300 Building $113,500 |
| 2023 | $2,209.00 (+8.28%) | $122,700 (+8.39%) Land $12,200 Building $110,500 | $122,700 (+8.39%) Land $12,200 Building $110,500 |
| 2022 | $2,040.00 | $113,200 Land $10,100 Building $103,100 | $113,200 Land $10,100 Building $103,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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