129 E 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 129 E 13th St, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeCommercial > Office > Commercial Office
Year BuiltBuilt 2006
Square Footage1,124 sqft Gross Area
Lot Size1,089 sqft (0.025 acres)
Last Sale$460,000 (2025)
Tax Bill$2,520.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-26-30-0501-0001-0150
Alternative APNs
  • 263012050100010150
  • 130950

Interior

Plumbing Fixtures2 Plumbing Fixtures
Units2 Units
Building Area1,124 sqft Gross Area
1st Floor1,100 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Fire Resistance ClassBuildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials.
Roof ConstructionSawtooth Roof Construction
Roof MaterialMetal Roof
Lot Area1,089 sqft (0.025 acres)
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address129 E 13TH ST
CitySAINT CLOUD
StateFL
Zip34769-4749
Property UsageCommercial Property Usage
TypeCommercial > Office > Commercial Office
Legal DescriptionEAST SAINT CLOUD COMMERCE CENTER PB 17 PGS 118-119 UNIT 15
Legal Range30E
Legal Township26S
Legal Section12
Legal SubdivisionEAST SAINT CLOUD COMMERCE CENTER
Legal Tract501
Legal Block150
Legal Lot Number15
Legal Unit15
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2004
Census Tract43303

Owner

Source: Osceola County records · APN 12-26-30-0501-0001-0150

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address707 13TH ST, SAINT CLOUD, FL 34769-4529
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 07, 2020Warranty Deed, Transfer · Line of Credit
CENTENNIAL BANK
Jan 08, 2019Loan Modification, Mortgage
CENTENNIAL BK
Jan 08, 2019Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleMay 07, 2020 · Amount on Record
Deed Doc Number2025108701
Deed Book / Page6842 / 2702
Record RefreshedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 07, 2020
Property Address129 E 13TH ST, SAINT CLOUD, FL 34769-4749
Document Number0057190830
Book / Page5719 / 830
Map ReferenceMB B17 PG 118&119
Instrument DateMay 06, 2020
Instrument2020061518
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address3800 5TH ST, 3800, SAINT CLOUD, FL 34769-2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 E 13TH ST, SAINT CLOUD, FL 34769-4749

Mortgage

Document Number0005719831
DateMay 07, 2020
Instrument5719/831
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 06, 2025

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address129 E 13TH ST, SAINT CLOUD, FL 34769-4749
Document Number0054751790
Instrument DateJan 08, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3800 5TH ST ST CLOUD FL 347692024, ST CLOUD, FL 34769-2024

Mortgage

Document Number0054751790
DateFeb 11, 2019
Book Page005475/001790
Instrument17781
Lender
NameCENTENNIAL BK
TypeBank
AddressKISSIMMEE, FL 34741
Agreement
Term120 Months
DueFeb 10, 2029

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address129 E 13TH ST, SAINT CLOUD, FL 34769-4749
Document Number0054760372
Instrument DateJan 08, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3800 5TH ST ST CLOUD FL 347692024, ST CLOUD, FL 34769-2024

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,520.00 (+4.91%)$140,800 (+5.55%) Land $16,300 Building $124,500$140,800 (+5.55%) Land $16,300 Building $124,500
2023$2,402.00 (+8.2%)$133,400 (+8.28%) Land $12,200 Building $121,200$133,400 (+8.28%) Land $12,200 Building $121,200
2022$2,220.00$123,200 Land $10,100 Building $113,100$123,200 Land $10,100 Building $113,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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