131 Clay St, Morganton, NC 28655 Property Records

Burke County property record for 131 Clay St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,912 sqft · built 1959
Lot Size2.25 acres (98,010 sqft)
Owner2 Individual Names on Record
Tax Bill$595 (2025)
Flood ZoneZone X (minimal risk)
APN1784727183

Property Details

APN / Parcel Number

Primary APN1784727183
Alternative APN
  • 28089

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,912 sqft Living Area
Gross Area2,587 sqft
1st Floor Area900 sqft
Basement Area675 sqft
Unfinished Basement675 sqft
FlooringSoftwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area98,010 sqft (2.25 acres)
TerrainLow
Garage TypeCarport
CarportCarport
Carport Area680 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area84 sqft
Deck Area168 sqft
Patio Area552 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelOil

Location & Zoning

Old Parcel Number1784727183
Street Address131 CLAY ST
CityMORGANTON
StateNC
Zip28655-9015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL TWO DIST
Legal Description131 CLAY ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionQUAKER MEADOWS
Census Block Group1
Census Block1007
Census Tract20202

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address131 CLAY ST, MORGANTON, NC 28655-9015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2012
Deed SaleAug 30, 2012
Deed Document Number0000020411
Deed Book / Page2041 / 0001
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$595.00 (-1.33%)$159,490 (-) Land $25,474 Building $134,016$159,490 (-) Land $25,474 Building $134,016
2023$603.00$159,490 Land $25,474 Building $134,016$159,490 Land $25,474 Building $134,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims12 (2004–2024)
Claims Outside the SFHA10 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 10 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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