123 Clay St, Morganton, NC 28655 Property Records

Burke County property record for 123 Clay St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1993
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Jun 2017)
Tax Bill	$1,137 (2026)
Deeds & Mortgages	Jun 2025 Sale Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1784820322`

Property Details

APN / Parcel Number

Primary APN	`1784820322`
Alternative APN	`17009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	616 sqft
Unfinished Basement	616 sqft
Flooring	Tile

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	266 sqft
Patio Area	266 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	123 CLAY ST
City	MORGANTON
State	NC
Zip	28655-9015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	123 CLAY ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 CLAY ST, MORGANTON, NC 28655-9015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Warranty Deed, Transfer
Dec 7, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Deed Document Number	20175378
Deed Book / Page	2297 / 499
Last Transfer Date	Jun 11, 2025
Transfer Doc	0028100708
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 18, 2025
Property Address	123 CLAY ST, MORGANTON, NC 28655-9015
Document Number	0028100708
Book / Page	2810 / 708
Instrument Date	Jun 11, 2025
Instrument	2025004357
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 MAIN ST # ST2B, ST2B, MINEOLA, NY 11501-3989

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CLAY ST, MORGANTON, NC 28655-9015

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Dec 7, 2017
Property Address	123 CLAY ST, MORGANTON, NC 28655-9015
Document Number	0023230923
Book / Page	002323 / 000923
Instrument Date	Dec 7, 2017
Instrument	10932
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	123 CLAY ST MORGANTON NC 286559015, MORGANTON, NC 28655-9015

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 14, 2017
Property Address	123 CLAY ST, MORGANTON, NC 28655-9015
Document Number	0022970499
Book / Page	002297 / 000499
Instrument Date	Jun 14, 2017
Instrument	5378
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CLAY ST MORGANTON NC 286559015, MORGANTON, NC 28655-9015

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,137.00 (+0.44%)	$163,916 (-) Land $14,700 Building $149,216	$163,916 (-) Land $14,700 Building $149,216
2025	$1,132.00 (-0.44%)	$163,916 (-) Land $14,700 Building $149,216	$163,916 (-) Land $14,700 Building $149,216
2023	$1,137.00	$163,916 Land $14,700 Building $149,216	$163,916 Land $14,700 Building $149,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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