131 Cherry Hill Dr, Georgetown, KY 40324 Property Records

Scott County property record for 131 Cherry Hill Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,961 sqft · built 2016
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2017)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`188-20-052.000`

Property Details

APN / Parcel Number

Primary APN	`188-20-052.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,961 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	131 CHERRY HILL DR
City	GEORGETOWN
State	KY
Zip	40324-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY BLOSSOM VILLAGE PHASE 2
Legal Subdivision	CHERRY BLOSSOM VILLAGE PHASE 2
Legal Phase	2
Legal Lot Number	48
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2009
Census Tract	40303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

131 Cherry Hill Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 17, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 25, 2017	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 25, 2017	Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Prior Sale	Apr 25, 2017 · Amount on File
Deed Document Number	2017375042
Deed Book / Page	391 / 21
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	131 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1587/421
Date	Mar 11, 2021
Book Page	M1587/421
Instrument	429980

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	191 Months
Due	Feb 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	131 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1607/269
Date	May 17, 2021
Book Page	M1607/269
Instrument	435688

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 25, 2017
Property Address	131 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Document Number	00D391/021
Book / Page	D391 / 021
Map Reference	CAB6 SL2445
Instrument Date	Sep 22, 2017
Instrument	375042
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 INDIAN DR, MOREHEAD, KY 40351-8369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CHERRY HILL DR, GEORGETOWN, KY 40324-9654

Mortgage

Document Number	0M1359/445
Date	Sep 25, 2017
Book Page	M1359/445
Instrument	375043

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	LEXINGTON, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

April 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 25, 2017
Property Address	131 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Document Number	00D386/506
Book / Page	D386 / 506
Map Reference	CAB6 SL2445
Instrument Date	Apr 11, 2017
Instrument	368145
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 W MAIN ST, GEORGETOWN, KY 40324-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CHERRY HILL DR, GEORGETOWN, KY 40324-9654

Tax Assessment & Valuation

The 2025 property tax bill for 131 Cherry Hill Dr was $2,624 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,800 (-)	$343,800 (-)
2025	$2,624.00 Homeowner's exemption	$343,800	$343,800
2023	$2,351.00 (+15.02%) Homeowner's exemption	$305,700 (+10.68%) Land $50,000 Building $255,700	$305,700 (+10.68%) Land $50,000 Building $255,700
2022	$2,044.00 Homeowner's exemption	$276,200 Land $50,000 Building $226,200	$276,200 Land $50,000 Building $226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Cherry Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Cherry Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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