128 Cherry Hill Dr, Georgetown, KY 40324 Property Records

Scott County property record for 128 Cherry Hill Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,290 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jul 2024)
Tax Bill	$4,238 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`188-40-058.000`

Property Details

APN / Parcel Number

Primary APN	`188-40-058.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,290 sqft Living Area
1st Floor Area	2,290 sqft
Basement Area	2,290 sqft
Finished Basement	2,290 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	128 CHERRY HILL DR
City	GEORGETOWN
State	KY
Zip	40324-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY BLOSSOM VILLAGE PHASE 2
Legal Subdivision	CHERRY BLOSSOM VILLAGE PHASE 2
Legal Phase	2
Legal Lot Number	15
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2008
Census Tract	40303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

128 Cherry Hill Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Sep 26, 2019	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on File
Deed Sale	Jul 9, 2024 · Amount on File
Prior Sale	Sep 26, 2019 · Amount on File
Deed Document Number	2024504583
Deed Book / Page	450 / 428
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	128 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	HIGH STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1690/502
Date	May 23, 2022
Book Page	M1690/502
Instrument	454714

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	128 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1543/197
Date	Sep 23, 2020
Book Page	M1543/197
Instrument	421951

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	128 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Transaction Type	Mortgage
Record Updated	Dec 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1556/547
Date	Nov 12, 2020
Book Page	M1556/547
Instrument	424212

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 11, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	128 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1471/800
Date	Nov 4, 2019
Book Page	M1471/800
Instrument	407914

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 3, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 26, 2019
Property Address	128 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Document Number	D409/174
Book / Page	D409 / 174
Map Reference	CAB 6 SL 2445
Instrument Date	Sep 19, 2019
Instrument	405609
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	JETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 LAKEVIEW DR, 429, JAMESTOWN, KY 42629-7986

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	128 CHERRY HILL DR, GEORGETOWN, KY 40324-9654

Mortgage

Document Number	405610
Date	Sep 26, 2019
Instrument	405610

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 128 Cherry Hill Dr was $4,238 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,000 (-)	$525,000 (-)
2025	$4,238.00 Homeowner's exemption	$525,000	$525,000
2023	$3,623.00 (+7.8%) Homeowner's exemption	$446,000 (+4.23%) Land $75,000 Building $371,000	$446,000 (+4.23%) Land $75,000 Building $371,000
2022	$3,361.00 Homeowner's exemption	$427,900 Land $75,000 Building $352,900	$427,900 Land $75,000 Building $352,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Cherry Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Cherry Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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