131 Cedar Ln, Troutman, NC 28166 Property Records

Iredell County property record for 131 Cedar Ln, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,972 sqft · built 1965
Lot Size	0.763 acres (33,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Feb 2019)
Tax Bill	$5,320 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4741-04-8251.000`

Property Details

APN / Parcel Number

Primary APN	`4741-04-8251.000`
Alternative APN	`80060626`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,972 sqft Heated Area
Gross Area	3,964 sqft
1st Floor Area	1,972 sqft
Basement Area	1,616 sqft
Finished Basement	1,027 sqft
Unfinished Basement	589 sqft
Sunroom	Sunroom
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	33,233 sqft (0.763 acres)
Lot Dimensions	199 ft deep x 167 ft wide
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80060626
Street Address	131 CEDAR LN
City	TROUTMAN
State	NC
Zip	28166-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	L4-5 BL A ROLLING WOOD PB 6-86
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	4
Legal Lot Number	4-5
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3001
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 CEDAR LN, TROUTMAN, NC 28166-9637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Feb 22, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Feb 11, 1964 · Amount on Record
Deed Book / Page	2603 / 1240
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IREDELL NC
Property Address	131 CEDAR LN, TROUTMAN, NC 28166-9637
Document Number	2767351
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 CEDAR LN TROUTMAN NC 281669637, TROUTMAN, NC 28166-9637

Mortgage

Document Number	2767351
Date	Dec 28, 2020
Book Page	002767/000351

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 22, 2019
Property Address	131 CEDAR LN, TROUTMAN, NC 28166-9637
Document Number	26031240
Book / Page	2603 / 1240
Map Reference	MB 6 PG 86
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	THE TITLE COMPANY OF NC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 DUNCAN AVE, 804, MYRTLE BEACH, SC 29572-3286

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26031242
Date	Feb 22, 2019
Instrument	2603/1242

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,270 (-) Land $52,000 Building $426,270	$478,270 (-) Land $52,000 Building $426,270
2025	$5,320.00	$478,270 (-) Land $52,000 Building $426,270	$478,270 (-) Land $52,000 Building $426,270
2024	$5,320.00	$478,270 (-) Land $52,000 Building $426,270	$478,270 (-) Land $52,000 Building $426,270
2023	$5,320.00 (+59.38%)	$478,270 (+68.85%) Land $52,000 Building $426,270	$478,270 (+68.85%) Land $52,000 Building $426,270
2022	$3,338.00	$283,250 Land $19,500 Building $263,750	$283,250 Land $19,500 Building $263,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures