125 Cedar Ln, Troutman, NC 28166 Property Records

Iredell County property record for 125 Cedar Ln, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,174 sqft · built 1978
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jul 1999)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4741-04-9339.000`

Property Details

APN / Parcel Number

Primary APN	`4741-04-9339.000`
Alternative APN	`77408081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,174 sqft Heated Area
Gross Area	3,546 sqft
1st Floor Area	1,678 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	86 sqft
Deck Area	182 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77408081
Street Address	125 CEDAR LN
City	TROUTMAN
State	NC
Zip	28166-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	CEDAR LANE
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	4
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	3
Census Block	3015
Census Tract	61202

Owner

Source: Iredell County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 CEDAR LN, TROUTMAN, NC 28166-9637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1999 · Amount on Record
Deed Sale	Jul 30, 1999 · Amount on Record
Prior Sale	Jun 1, 1973
Deed Document Number	19993142
Deed Book / Page	1155 / 26
Last Transfer Date	Aug 20, 2026
Transfer Doc	0000007711
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 25, 2026
Property Address	125 CEDAR LN, TROUTMAN, NC 28166-9637
Document Number	0000007711
Book / Page	3236 / 2490
Instrument Date	Aug 20, 2026
Instrument	20267711
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	125 CEDAR LN, TROUTMAN, NC 28166-9637

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	125 CEDAR LN, TROUTMAN, NC 28166-9637
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CEDAR LN, TROUTMAN, NC 28166-9637

Mortgage

Document Number	0027581269
Date	Nov 25, 2020
Book Page	2758/1269

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	STATESVILLE, NC 28687

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Oct 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	125 CEDAR LN, TROUTMAN, NC 28166-9637
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CEDAR LN, TROUTMAN, NC 28166-9637

Mortgage

Document Number	0027541030
Date	Nov 16, 2020
Book Page	2754/1030

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HAYS, NC 28635

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 25, 2035

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,750 (-) Land $56,000 Building $191,750	$247,750 (-) Land $56,000 Building $191,750
2025	$2,785.00	$247,750 (-) Land $56,000 Building $191,750	$247,750 (-) Land $56,000 Building $191,750
2023	$2,785.00	$247,750 Land $56,000 Building $191,750	$247,750 Land $56,000 Building $191,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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