131 Autumn Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 131 Autumn Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1992
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2025)
Tax Bill	$3,726 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-25-31-2869-0001-0390`

Property Details

APN / Parcel Number

Primary APN	`20-25-31-2869-0001-0390`
Alternative APNs	`253120286900010390` `91461`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,029 sqft
1st Floor Area	1,290 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	256 sqft
Shed	1 Shed
Shed Area	144 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	131 AUTUMN CT
City	SAINT CLOUD
State	FL
Zip	34771-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORMH
Legal Description	COUNTRYSIDE PB 4 PG 18-20 LOT 39
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	COUNTRYSIDE
Legal Tract	2869
Legal Block	390
Legal Lot Number	39
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	131 AUTUMN CT, SAINT CLOUD, FL 34771-9637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jul 14, 2025	Warranty Deed, Transfer CELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL
Oct 16, 2018	Warranty Deed, Transfer · Conventional with PMI CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	202586619
Deed Book / Page	6817 / 1820
Prior Transfer Date	May 23, 2016
Prior Transfer Doc	0049701325
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	131 AUTUMN CT, SAINT CLOUD, FL 34771-9637
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 AUTUMN CT, SAINT CLOUD, FL 34771-9637

Mortgage

Document Number	0062521208
Date	Jul 15, 2022
Book Page	6252/1208
Instrument	2022109734

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2025
Property Address	131 AUTUMN CT, SAINT CLOUD, FL 34771-9637
Document Number	0068171820
Book / Page	6817 / 1820
Map Reference	MB 4 PG 18-20
Instrument Date	Jul 1, 2025
Instrument	2025086619
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	CELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL

Transaction

Amount	Amount Recorded
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 LA PAZ DR, KISSIMMEE, FL 34743-9477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 AUTUMN CT, SAINT CLOUD, FL 34771-9637

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 16, 2018
Property Address	131 AUTUMN CT, SAINT CLOUD, FL 34771-9637
Document Number	0054180861
Book / Page	005418 / 000861
Instrument Date	Oct 15, 2018
Instrument	154983
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 AUTUMN CT ST CLOUD FL 347719637, ST CLOUD, FL 34771-9637

Mortgage

Document Number	54180862
Date	Oct 16, 2018
Book Page	005418/000862
Instrument	154984

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,726.00 (+5.25%)	$258,366 (+5.99%)	$286,400 (+11.48%) Land $55,000 Building $231,400
2024	$3,540.00 (+2.16%)
2023	$3,465.00 (+52.44%) Homeowner's exemption	$243,772 (+50.9%)	$256,900 (+32.22%) Land $45,000 Building $211,900
2022	$2,273.00 Homeowner's exemption	$161,547	$194,300 Land $45,000 Building $149,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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