Osceola County property record for 111 Autumn Ct, Saint Cloud, FL 34771
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,848 sqft · built 1991 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,110 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-25-31-2869-0001-0370 |
| Primary APN | 20-25-31-2869-0001-0370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 484 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 111 AUTUMN CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9636 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | ORMH |
| Legal Description | COUNTRYSIDE PB 4 PG 18-20 LOT 37 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | COUNTRYSIDE |
| Legal Tract | 2869 |
| Legal Block | 370 |
| Legal Lot Number | 37 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 43700 |
Source: Osceola County records · APN 20-25-31-2869-0001-0370
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 AUTUMN CT, SAINT CLOUD, FL 34771-9636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Apr 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2016 |
| Deed Sale | Apr 01, 2016 |
| Prior Sale | Jul 23, 2007 |
| Deed Book / Page | 4940 / 1092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 09, 2026 |
| Property Address | 111 AUTUMN CT, SAINT CLOUD, FL 34771-9636 |
| Document Number | 0000075874 |
| Book / Page | 6985 / 1122 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202675874 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 111 AUTUMN CT, SAINT CLOUD, FL 34771-9636 |
| Document Number | 0000075874, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 6985/1122 |
| Instrument | 202675874 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 01, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 111 AUTUMN CT, SAINT CLOUD, FL 34771-9636 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 111 AUTUMN CT, SAINT CLOUD, FL 34771-9636 |
| Document Number | 0063971632 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 6397/1632 |
| Instrument | 2023052803 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2063 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,110.00 (+10.45%) Homeowner's exemption | $59,733 (+5.98%) | $205,000 (+10.27%) Land $55,000 Building $150,000 |
| 2023 | $1,005.00 (+5.68%) Homeowner's exemption | $56,360 (+3%) | $185,900 (+34.81%) Land $45,000 Building $140,900 |
| 2022 | $951.00 Homeowner's exemption | $54,719 | $137,900 Land $45,000 Building $92,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum.
Based on FCC filings for 79 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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