131 4th St, Duluth, MN 55810 Property Records

St. Louis County property record for 131 4th St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,610 sqft · built 1905
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Jul 2003)
Tax Bill	$3,074 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0050-00970`

Property Details

APN / Parcel Number

Primary APN	`185-0050-00970`
Alternative APN	`741815`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,610 sqft Gross Area
1st Floor Area	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,100 sqft (0.163 acres)
Garage Area	672 sqft
Porch	Slab
Porch Area	12 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	741815
Street Address	131 4TH ST
City	DULUTH
State	MN
Zip	55810-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0030 BLOCK:003 SERIAL #
Legal Subdivision	SECOND ADDITION TO PROCTORKNOTT
Legal Block	3
Legal Lot Number	30
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2001
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0050-00970

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	131 4TH ST, DULUTH, MN 55810-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2003 · Amount on Record
Deed Sale	Jul 02, 2003 · Amount on Record
Deed Document Number	2003904404
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	131 4TH ST, DULUTH, MN 55810-2215
Document Number	00A1399824
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 02, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 4TH ST PROCTOR MN 558102215, PROCTOR, MN 55810-2215

Mortgage

Document Number	00A1399824
Date	Dec 29, 2020
Instrument	A1399824

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2035

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,074.00 (-0.97%) Homeowner's exemption
2025	$3,104.00 (+8.61%) Homeowner's exemption	$225,700 (-7.04%) Land $15,600 Building $210,100	$225,700 (-7.04%) Land $15,600 Building $210,100
2024	$2,858.00	$242,800 (+26.06%) Land $15,500 Building $227,300	$242,800 (+26.06%) Land $15,500 Building $227,300
2022		$192,600 Land $11,700 Building $180,900	$192,600 Land $11,700 Building $180,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AirFiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile USA.

Based on FCC filings for 417 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Proctor serves 3,099 people
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.