120 4th St, Duluth, MN 55810 Property Records

St. Louis County property record for 120 4th St, Duluth, MN 55810 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1915
Square Footage	2,322 sqft Gross Area
Lot Size	6,330 sqft (0.145 acres)
Garage	576 sqft
Tax Bill	$3,566.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`185-0040-00840`
Alternative APN	`1105960`

Interior

Full Baths	2 Baths
Building Area	2,322 sqft Gross Area
1st Floor	1,161 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	6,330 sqft (0.145 acres)
Garage Area	576 sqft Garage
Deck Area	150 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	1105960
Street Address	120 4TH ST
City	DULUTH
State	MN
Zip	55810-2214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0018 BLOCK:004 SERIAL #
Legal Subdivision	PROCTORKNOTT FIRST ADD TO
Legal Block	4
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Minor Civil Division	PROCTOR
Census Blockgroup	2
Census Block	2004
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0040-00840

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 W CENTRAL ENTRANCE, DULUTH, MN 55811-3433
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	120 4TH ST, DULUTH, MN 55810-2214
Document Number	0001349958
Instrument Date	Feb 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	5869 HERMANTOWN RD HERMANTOWN MN 558109724, HERMANTOWN, MN 55810-9724

Mortgage

Document Number	0001349958
Date	Feb 12, 2019
Instrument	1349958

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Term	60 Months
Due	Feb 11, 2024

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,566.00 (+40.95%)
2025	$2,530.00 (+10.29%)	$248,000 (+38.7%) Land $13,900 Building $234,100	$248,000 (+38.7%) Land $13,900 Building $234,100
2024	$2,294.00	$178,800 (+30.32%) Land $13,900 Building $164,900	$178,800 (+30.32%) Land $13,900 Building $164,900
2022		$137,200 Land $10,500 Building $126,700	$137,200 Land $10,500 Building $126,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.