13090 Centennial St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13090 Centennial St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,782 sqft · built 1980
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Mar 2024)
Tax Bill	$677 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R04-423-18-0000-0090-0000`

Property Details

APN / Parcel Number

Primary APN	`R04-423-18-0000-0090-0000`
Alternative APNs	`00377050` `377050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,782 sqft Living Area
Gross Area	4,742 sqft
1st Floor Area	2,782 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,440 sqft
Deck Area	112 sqft
Patio Area	544 sqft
Greenhouse	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00377050
Street Address	13090 CENTENNIAL ST
City	SPRING HILL
State	FL
Zip	34609-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W291 FT OF S463 FT OF NW1/4 OF SE1/4 ORB 3729 PG 1512
Legal Range	18E
Legal Township	23S
Legal Section	04
Legal Tract	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1017
Census Tract	41005

Owner

13090 Centennial St is owned and occupied by two individuals who bought it in March 2024.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13090 CENTENNIAL ST, SPRING HILL, FL 34609-1421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Warranty Deed, Transfer · VA Mortgage KIND LENDING LLC
Jul 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2024 · Amount on File
Deed Sale	Mar 12, 2024 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	202415540
Deed Book / Page	4401 / 1375
Prior Transfer Date	Oct 12, 2020
Prior Transfer Doc	0039030740
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 12, 2024
Property Address	13090 CENTENNIAL ST, SPRING HILL, FL 34609-1421
Document Number	0044011375
Book / Page	4401 / 1375
Instrument Date	Mar 5, 2024
Instrument	2024015540
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19393 FORT KING RUN, BROOKSVILLE, FL 34601-6473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13090 CENTENNIAL ST, SPRING HILL, FL 34609-1421

Mortgage

Document Number	0044011377
Date	Mar 12, 2024
Instrument	4401/1377

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 31, 2020
Property Address	13090 CENTENNIAL ST, SPRING HILL, FL 34609-1421
Document Number	0038690520
Book / Page	003869 / 000520
Instrument Date	Jul 17, 2020
Instrument	46017
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13090 CENTENNIAL ST SPRING HILL FL 346091421, SPRING HILL, FL 34609-1421

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 19, 2019
Property Address	13090 CENTENNIAL ST, SPRING HILL, FL 34609-1421
Document Number	0037291512
Book / Page	003729 / 001512
Instrument Date	Jul 15, 2019
Instrument	44902
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623

Tax Assessment & Valuation

The 2025 property tax bill for 13090 Centennial St was $677, down 78.4% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$677.00 (-78.38%)	$600,912 Land $119,962 Building $480,950	$600,912 Land $119,962 Building $480,950
2024	$3,132.00
2023		$199,516 Land $199,516
2022	$2,429.00		$605,276 Land $123,706 Building $481,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13090 Centennial St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13090 Centennial St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Centennial St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures