Hernando County property record for 13039 Centennial St, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,689 sqft · built 2006 |
| Lot Size | 0.295 acres (12,843 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,950 (Jan 2026) |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5200-1258-0120 |
| Primary APN | R32-323-17-5200-1258-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,689 sqft Living Area |
| Gross Area | 3,637 sqft |
| 1st Floor Area | 2,264 sqft |
| Upper Floors Area | 425 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,843 sqft (0.295 acres) |
| Lot Dimensions | 130 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,216 sqft |
| Patio Area | 132 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00686181 |
|---|---|
| Street Address | 13039 CENTENNIAL ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 20 BLK 1258 LOT 12 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 20 |
| Legal Block | 1258 |
| Legal Lot Number | 12 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 41005 |
Source: Hernando County records · APN R32-323-17-5200-1258-0120
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13039 CENTENNIAL ST, SPRING HILL, FL 34609-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jan 09, 2026 | Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| May 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2026 · Amount on Record |
| Deed Sale | Jan 09, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2006 · Amount on Record |
| Deed Document Number | 20261678 |
| Deed Book / Page | 4656 / 54 |
| Prior Transfer Date | May 10, 2019 |
| Prior Transfer Doc | 0037030490 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 09, 2026 |
| Property Address | 13039 CENTENNIAL ST, SPRING HILL, FL 34609-1420 |
| Document Number | 0046560054 |
| Book / Page | 4656 / 54 |
| Map Reference | MB 9 PG 65-80 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2026001678 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | UNKNOWN, TRUSTED TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,332.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6673 FREEPORT DR, SPRING HILL, FL 34608-1212 |
| Name | Verified Name |
|---|---|
| Address | 13039 CENTENNIAL ST, SPRING HILL, FL 34609-1420 |
| Document Number | 0000465656 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 4656/56 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 15, 2019 |
| Property Address | 13039 CENTENNIAL ST, SPRING HILL, FL 34609-1420 |
| Document Number | 0037030490 |
| Book / Page | 003703 / 000490 |
| Instrument Date | May 10, 2019 |
| Instrument | 29438 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13039 CENTENNIAL ST SPRING HILL FL 346091420, SPRING HILL, FL 34609-1420 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 (+66.64%) Homeowner's exemption | $117,671 (+5.99%) | $394,316 (+2.7%) Land $46,974 Building $347,342 |
| 2023 | $111,024 (+3%) Land $111,024 | ||
| 2022 | $1,085.00 Homeowner's exemption | $107,790 | $383,940 Land $37,212 Building $346,728 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 318 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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