Hamilton County property record for 1309 W End Ave, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1947 |
| Lot Size | 0.115 acres (5,035 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $59,900 (Apr 2019) |
| Tax Bill | $737 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit May 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 169G P 013 |
| Primary APN | 169G P 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,035 sqft (0.115 acres) |
| Lot Dimensions | 95 ft deep x 53 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Gravity Furnace |
| Sewer | Connected |
| Account Number | 0000114115 |
|---|---|
| Street Address | 1309 W END AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LTS 43&44 RESUB SNYDERS PB 11 PG 25 |
| Legal Subdivision | SNYDERS |
| Legal Lot Number | 43,44 44 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11600 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1309 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2024 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| May 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY |
| Apr 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOUSING & CMNTY DEV DEPT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | May 10, 2011 · Amount on Record |
| Deed Document Number | 0011627602 |
| Deed Book / Page | 11627 / 602 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1309 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000000142 |
|---|---|
| Date | Aug 12, 2024 |
| Book Page | 13674/629 |
| Instrument | 2024081200142 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1309 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1309 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Document Number | 0000000058 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 12946/925 |
| Instrument | 2022050500058 |
| Name | TENNESSEE HOUSING DEVELOPMENT AGENCY |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 30, 2019 |
| Property Address | 1309 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Document Number | 0430000194 |
| Book / Page | 011627 / 000602 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 190430000194 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 W END AVE CHATTANOOGA TN 374123307, CHATTANOOGA, TN 37412-3307 |
| Document Number | 430000196 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 011627/000619 |
| Instrument | 190430000196 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | 502 DEADERICK ST, NASHVILLE, TN 37243-0200 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 (+29.75%) | $48,675 (+91.45%) | $194,700 (+91.45%) Land $50,000 Building $144,700 |
| 2024 | $568.00 (-37.17%) | $25,425 (-) | $101,700 (-) Land $35,000 Building $66,700 |
| 2023 | $904.00 (+1.01%) | $25,425 (-) | $101,700 (-) Land $35,000 Building $66,700 |
| 2022 | $895.00 | $25,425 | $101,700 Land $35,000 Building $66,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 293 (1980–2025) |
| Claims Outside the SFHA | 40 of 293 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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