Hamilton County property record for 1305 W End Ave, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 996 sqft · built 1950 |
| Lot Size | 0.113 acres (4,940 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Feb 2025) |
| Tax Bill | $835 (2025) |
| Deeds & Mortgages | Feb 2025 Second Mortgage Feb 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 169G P 011 |
| Primary APN | 169G P 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,940 sqft (0.113 acres) |
| Lot Dimensions | 95 ft deep x 52 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000114113 |
|---|---|
| Street Address | 1305 W END AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LTS 43&44 RESUB SNYDERS PB 11 PG 25 |
| Legal Subdivision | SNYDERS |
| Legal Lot Number | 43,44 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11600 |
Source: Hamilton County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1305 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Feb 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUMMIT FUNDING INC |
| Feb 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Feb 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 27, 2023 | Affidavit of Death of Joint Tenant, Transfer RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Feb 27, 2023 | Affidavit of Death of Joint Tenant, Transfer RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Sep 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on Record |
| Deed Sale | Feb 28, 2025 · Amount on Record |
| Prior Sale | Feb 27, 2023 · Amount on Record |
| Deed Document Number | 2025135 |
| Deed Book / Page | 13848 / 848 |
| Prior Transfer Date | Nov 7, 1997 |
| Prior Transfer Doc | 0049820854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1305 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8629 SUMMIT PEAK WAY 404, 404, OOLTEWAH, TN 37363-3141 |
| Document Number | 0000000137 |
|---|---|
| Date | Feb 28, 2025 |
| Book Page | 13848/870 |
| Instrument | 2025022800137 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95825 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 28, 2025 |
| Property Address | 1305 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Document Number | 0000000135 |
| Book / Page | 13848 / 848 |
| Map Reference | MB 11 PG 25 |
| Instrument Date | Feb 26, 2025 |
| Instrument | 2025022800135 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2241 HARVARD ST STE 200, 200, SACRAMENTO, CA 95815-3332 |
| Document Number | 0013848852 |
|---|---|
| Date | Feb 28, 2025 |
| Instrument | 13848/852 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 27, 2023 |
| Property Address | 1305 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Document Number | 0000000282 |
| Book / Page | 13222 / 188 |
| Map Reference | MB 11 PG 25 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023022700282 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | KEY TITLE AND ESCROW, KEY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $573.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1443 PARK AVE, CHATTANOOGA, TN 37408-1431 |
| Document Number | 0132220194 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 13222-0194 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 27, 2023 |
| Property Address | 1305 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Document Number | 0000000280 |
| Book / Page | 13222 / 182 |
| Map Reference | MB 11 PG 25 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023022700280 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 W END AVE, EAST RIDGE, TN 37412-3308 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 27, 2023 |
| Property Address | 1305 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Document Number | 0000000281 |
| Book / Page | 13222 / 185 |
| Map Reference | MB 11 PG 25 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023022700281 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 MYERS ST, CHICKAMAUGA, GA 30707-1724 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1305 W END AVE, CHATTANOOGA, TN 37412-3307 |
| Document Number | 0000000162 |
| Book / Page | 011163 / 000092 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1305 W END AVE EAST RIDGE TN 374123307, EAST RIDGE, TN 37412-3307 |
| Document Number | 0000000162 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 011163/000092 |
| Instrument | 162 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $835.00 (+22.08%) | $55,125 (+80.15%) | $220,500 (+80.15%) Land $50,000 Building $170,500 |
| 2024 | $684.00 (-36.43%) | $30,600 (-) | $122,400 (-) Land $35,000 Building $87,400 |
| 2023 | $1,076.00 | $30,600 (-) | $122,400 (-) Land $35,000 Building $87,400 |
| 2022 | $1,076.00 | $30,600 | $122,400 Land $35,000 Building $87,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 293 (1980–2025) |
| Claims Outside the SFHA | 40 of 293 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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