Hinds County property record for 1309 Speaks Rd, Terry, MS 39170
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,138 sqft · built 2008 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $555 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4851-0473-022 |
| Primary APN | 4851-0473-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 43,560 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1309 SPEAKS RD |
|---|---|
| City | TERRY |
| State | MS |
| Zip | 39170-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 332.6 FT N & 550.63 FT E SW COR N 1/2 SW 1/4 NE 1/4 SEC 29 N 331.67 FT E 262.94 FT S 331.33 FT W 262.94 FT TO POB IN NE 1/4 SEC 29 T4N R1W |
| Legal Range | 01W |
| Legal Township | 04N |
| Legal Section | 29 |
| Jurisdiction | HINDS MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 11203 |
1309 Speaks Rd is owned and occupied by an individual.
Source: Hinds County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1309 SPEAKS RD, TERRY, MS 39170-7120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HINDS MS |
| Property Address | 1309 SPEAKS RD, TERRY, MS 39170-7120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1309 SPEAKS RD, TERRY, MS 39170-7120 |
| Document Number | 0072688978 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 7268/8978 |
| Instrument | 1758793 |
| Name | COPIAH BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Sep 1, 2028 |
The 2025 property tax bill for 1309 Speaks Rd was $555 with a homeowner's exemption, up 4.7% from the year before.
Source: Hinds County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Hinds County |
| Unified School District | Hinds County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $555.00 (+4.72%) Homeowner's exemption | $6,852 (+2.99%) Land $1,000 Building $5,852 | $68,520 (+2.99%) Land $10,000 Building $58,520 |
| 2024 | $530.00 (-0.38%) | $6,653 (-) Land $1,000 Building $5,653 | $66,530 (-) Land $10,000 Building $56,530 |
| 2023 | $532.00 (-32.06%) Homeowner's exemption | $6,653 (-) Land $1,000 Building $5,653 | $66,530 (-) Land $10,000 Building $56,530 |
| 2022 | $783.00 Homeowner's exemption | $6,653 Land $1,000 Building $5,653 | $66,530 Land $10,000 Building $56,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Speaks Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Speaks Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSON serves 189,673 people · EPA ID MS0250008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 3 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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