1244 Speaks Rd, Terry, MS 39170 Property Records

Hinds County property record for 1244 Speaks Rd, Terry, MS 39170

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,048 sqft · built 2013
Lot Size	5.33 acres (232,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,900 (Aug 2012)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4851-0476-008`

Property Details

APN / Parcel Number

Primary APN	`4851-0476-008`
Alternative APN	`178000000002000110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,048 sqft Living Area
1st Floor Area	3,048 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	232,610 sqft
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	348 sqft
Patio Area	280 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1244 SPEAKS RD
City	TERRY
State	MS
Zip	39170-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG INT S/L KIMBELL RD & W/L SPEAKES RD S 1125.8 FT TO POB SLY 177.57 FT WLY 1298.7 FT NLY 181.1 FT ELY 1294.27 FT TO POB IN N 1/2 NW 1/4 SEC 29 T4N R1W
Legal Range	01W
Legal Township	04N
Legal Section	29
Jurisdiction	HINDS MS
Township / Civil Division	5
Census Block Group	1
Census Block	1021
Census Tract	11203

Owner

Source: Hinds County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1244 SPEAKS RD, TERRY, MS 39170-7116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2012 · Amount on Record
Deed Sale	Aug 3, 2012 · Amount on Record
Deed Document Number	20121349792
Deed Book / Page	7133 / 3693
Prior Transfer Date	Aug 2, 2012
Prior Transfer Doc	0071333693
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	1244 SPEAKS RD, TERRY, MS 39170-7116
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 SPEAKS RD, TERRY, MS 39170-7116

Mortgage

Document Number	0072698281
Date	Sep 28, 2021
Book Page	7269/8281
Instrument	1777273

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Unified School District	Hinds County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,387.00 (+3.56%) Homeowner's exemption	$22,147 (+2.26%) Land $4,272 Building $17,875	$221,470 (+2.28%) Land $42,720 Building $178,750
2024	$2,305.00 (-0.22%)	$21,657 (+0.02%) Land $4,276 Building $17,381	$216,530 (-) Land $42,720 Building $173,810
2023	$2,310.00 (-9.38%) Homeowner's exemption	$21,653 (-) Land $4,272 Building $17,381	$216,530 (-) Land $42,720 Building $173,810
2022	$2,549.00 Homeowner's exemption	$21,653 Land $4,272 Building $17,381	$216,530 Land $42,720 Building $173,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2011–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 189,673 people · EPA ID MS0250008
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022
Treatment and Procedure	Corrosion control currently in violation since Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20