Monroe County property record for 1309 Johnson St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,270 sqft · built 1958 |
| Lot Size | 0.141 acres (6,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (May 2002) |
| Tax Bill | $7,095 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Sep 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00059740-000000 |
| Primary APN | 00059740-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Living Area |
| 1st Floor Area | 3,270 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,160 sqft (0.141 acres) |
| Lot Dimensions | 88 ft deep x 70 ft wide |
| Pool Area | 200 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 1,268 sqft |
| Deck Area | 815 sqft |
| Patio Area | 1,260 sqft |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1060216 |
|---|---|
| Street Address | 1309 JOHNSON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | LOT 13 EAST MARTELLO TOWERS PB2-47 OR318-270/272 OR592-664 OR1783-1012AFF OR1783-1013D/C OR1783-1014 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | EAST MARTELLO TOWERS |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 972000 |
1309 Johnson St is owned and occupied by two individuals who acquired it in August 2026.
Source: Monroe County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1309 JOHNSON ST, KEY WEST, FL 33040-5015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 16, 2025 | Deed of Trust, Mortgage CORNERSTONE FINANCING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2002 · Amount on File |
| Deed Sale | May 9, 2002 · Amount on File |
| Prior Sale | Feb 1, 1974 · Amount on File |
| Deed Book / Page | 1783 / 1014 |
| Last Transfer Date | Aug 4, 2026 |
| Transfer Doc | 0002555718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 7, 2026 |
| Property Address | 1309 JOHNSON ST, KEY WEST, FL 33040-5015 |
| Document Number | 0002555718 |
| Book / Page | 3396 / 1951 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20262555718 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1309 JOHNSON ST, KEY WEST, FL 33040-5015 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1309 JOHNSON ST, KEY WEST, FL 33040-5015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1309 JOHNSON ST, KEY WEST, FL 33040-5015 |
| Investor | Possibly a Property Investor |
| Document Number | 0033450232 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 3345/232 |
| Instrument | 2515423 |
| Name | CORNERSTONE FINANCING LLC |
|---|---|
| Address | SUMMIT, NJ 07901 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1309 Johnson St was $7,095 with a homeowner's exemption, up 4% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,095.00 (+3.96%) Homeowner's exemption | $835,585 | $1,315,633 Land $838,746 Building $476,887 |
| 2024 | $6,825.00 (+1.67%) | ||
| 2023 | $6,713.00 (+4.48%) Homeowner's exemption | $788,385 (+3%) | $1,326,178 (+23.25%) Land $868,498 Building $457,680 |
| 2022 | $6,425.00 Homeowner's exemption | $765,423 | $1,076,050 Land $617,725 Building $458,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Johnson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 325 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 14 condo units |
| Nearby Flood Claims | 769 (1980–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1309 Johnson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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