1210 Johnson St, Key West, FL 33040 Property Records

Monroe County property record for 1210 Johnson St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,055 sqft · built 1915
Lot Size0.242 acres (10,560 sqft)
OwnerCompany Name on Record
Last Sale$375,000 (Apr 1990)
Tax Bill$6,281 (2024)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2021 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN00059240-000000

Property Details

APN / Parcel Number

Primary APN00059240-000000
Alternative APNs
  • 01010100059240000000
  • 1059706

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories3 Stories
Building Area4,055 sqft Living Area
1st Floor Area3,678 sqft
FlooringConcrete/Cement
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area10,560 sqft (0.242 acres)
Lot Dimensions88 ft deep x 120 ft wide
Garage TypeCarport
Garage Area330 sqft
CarportCarport
Carport Area330 sqft

Exterior Amenities

Pool Area260 sqft
PorchOpen Porch
Porch Area1,361 sqft
Deck AreaDeck Area
Patio Area668 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1059706
Street Address1210 JOHNSON ST
CityKEY WEST
StateFL
Zip33040-5014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionKW PROG LAND IMP CO DIAG PB1-5 LOTS 5 AND 7 SQR 1 TR 28 OR298-464/65 OR471-524 OR1016-1686 OR1111-319/322 OR1129-1761/62 OR1274-1220 OR1278-1350/51 OR1280-2233/38 OR1284-362/64 OR2935-213 OR2946-230 OR3114-0778
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionPROGRESSIVE LAND IMPROVEMENT CO
Legal Tract28
Legal Lot Number5,7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1030
Census Tract972000

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1210 JOHNSON ST, KEY WEST, FL 33040-5014
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK OF THE FLORIDA KEYS
Jul 21, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF THE FLORIDA KEYS
Apr 23, 2018Deed of Trust, Mortgage · Line of Credit
FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 1990 · Amount on Record
Deed SaleApr 1, 1990 · Amount on Record
Prior SaleJun 1, 1987 · Amount on Record
Deed Book / Page1129 / 1761
Last Transfer DateJul 21, 2021
Transfer Doc0031140778
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1210 JOHNSON ST, KEY WEST, FL 33040-5014
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033460365
DateSep 23, 2025
Book Page3346/365
Instrument2516318
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33041
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 18, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJul 21, 2021
Property Address1210 JOHNSON ST, KEY WEST, FL 33040-5014
Document Number0031140778
Book / Page3114 / 778
Map ReferenceMB 1 PG 5
Instrument DateJul 21, 2021
Instrument2331385
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1210 JOHNSON ST, KEY WEST, FL 33040-5014

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1210 JOHNSON ST, KEY WEST, FL 33040-5014
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 JOHNSON ST, KEY WEST, FL 33040-5014

Mortgage

Document Number0030510817
DateOct 19, 2020
Book Page3051/817
Instrument2286873
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateNov 1, 2027
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change5.75%
Index1-Year T-Bill
Max Rate9.75%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1210 JOHNSON ST, KEY WEST, FL 33040-5014
Document Number0029032089
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1210 JOHNSON ST KEY WEST FL 330405014, KEY WEST, FL 33040-5014

Mortgage

Document Number0029032089
DateApr 27, 2018
Book Page002903/002089
Instrument2166565
Lender
NameFIRST ST BK/FL KEYS
TypeBank
AddressKEY WEST, FL 33041
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 26, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$772,666 (+5.99%)$2,667,980 (-1.2%) Land $1,651,584 Building $1,016,396
2024$6,281.00 (+1.72%)
2023$6,175.00 (+3.87%) Senior Citizen's exemption$729,021 (+3%)$2,700,517 (+66.16%) Land $1,723,392 Building $977,125
2022$5,945.00 Senior Citizen's exemption$707,788$1,625,205 Land $794,218 Building $830,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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