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1309 Heather Crest Ter, Silver Spring, MD 20902 Property Records

Montgomery County property record for 1309 Heather Crest Ter, Silver Spring, MD 20902

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,772 sqft · built 1982
Lot Size0.175 acres (7,604 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (May 2016)
Tax Bill$8,295 (2025)
Deeds & MortgagesAug 2022 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-02171756

Property Details

APN / Parcel Number

Primary APN13-02171756
Alternative APN
  • 02171756

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,772 sqft Living Area
1st Floor Area1,008 sqft
Basement Area756 sqft
Finished Basement756 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,604 sqft (0.175 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02171756
Street Address1309 HEATHER CREST TER
CitySILVER SPRING
StateMD
Zip20902-3417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionGRAY SUB
Legal SubdivisionGRAY SUB
Legal Block2
Legal Lot Number29
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2020
Census Tract703209

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1309 HEATHER CREST TER, SILVER SPRING, MD 20902-3417
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Line of Credit
FEDCHOICE FCU
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
LENOX FINANCIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2016 · Amount on Record
Deed SaleMay 4, 2016 · Amount on Record
Prior SaleJul 31, 2013 · Amount on Record
Deed Book / Page51998 / 266
Prior Transfer DateSep 9, 2005
Prior Transfer Doc0308790569
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1309 HEATHER CREST TER, SILVER SPRING, MD 20902-3417
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 HEATHER CREST TER, SILVER SPRING, MD 20902-3417

Mortgage

Document Number0661820163
DateAug 25, 2022
Book Page66182/163
Lender
NameFEDCHOICE FCU
TypeCredit Union
AddressLANHAM, MD 20706
Agreement
TypeLine of Credit
AmountAmount Recorded
Term297 Months
DueMay 24, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1309 HEATHER CREST TER, SILVER SPRING, MD 20902-3417
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 HEATHER CREST TER, SILVER SPRING, MD 20902-3417

Mortgage

Document Number0631370294
DateMay 28, 2021
Book Page63137/294
Lender
NameLENOX FINANCIAL MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$715,700 (+0.86%)$727,900 (+2.58%) Land $262,100 Building $465,800
2025$8,295.00 (+0.86%)$709,600 (+19.82%) Land $262,100 Building $447,500$709,600 (-) Land $262,100 Building $447,500
2024$8,224.00 (+40.63%)
2023$592,200$709,600 Land $262,100 Building $447,500
2022$5,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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