Montgomery County property record for 1305 Heather Crest Ter, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,488 sqft · built 1983 |
| Lot Size | 0.159 acres (6,941 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $416,000 (Sep 2003) |
| Tax Bill | $7,845 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02171767 |
| Primary APN | 13-02171767 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,488 sqft Living Area |
| 1st Floor Area | 1,409 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,941 sqft (0.159 acres) |
| Garage Area | 36 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 27 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02171767 |
|---|---|
| Street Address | 1305 HEATHER CREST TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | GRAY SUB |
| Legal Subdivision | GRAY SUB |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 703209 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1305 HEATHER CREST TER, SILVER SPRING, MD 20902-3417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2003 · Amount on Record |
| Deed Sale | Sep 9, 2003 · Amount on Record |
| Deed Document Number | 2003281577 |
| Last Transfer Date | Nov 11, 2015 |
| Transfer Doc | 0513350330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1305 HEATHER CREST TER, SILVER SPRING, MD 20902-3417 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1305 HEATHER CREST TER, SILVER SPRING, MD 20902-3417 |
| Document Number | 0700150475 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | 70015/475 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 4, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1305 HEATHER CREST TER, SILVER SPRING, MD 20902-3417 |
| Document Number | 0592280001 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1305 HEATHER CREST TER SILVER SPRING MD 209023417, SILVER SPRING, MD 20902-3417 |
| Document Number | 0592280001 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 059228/000001 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | R, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $675,800 (+0.79%) | $686,400 (+2.37%) Land $258,400 Building $428,000 | |
| 2025 | $7,845.00 (+0.2%) | $670,500 (+19.14%) Land $258,400 Building $412,100 | $670,500 (-) Land $258,400 Building $412,100 |
| 2024 | $7,829.00 (+40.38%) | ||
| 2023 | $562,767 | $670,500 Land $258,400 Building $412,100 | |
| 2022 | $5,577.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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