1309 Fieldstone, Waterloo, IL 62298 Property Records

Monroe County property record for 1309 Fieldstone, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,182 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (Apr 2020)
Tax Bill	$6,535 (2025)
Deeds & Mortgages	Apr 2020 Construction Loan Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-01-134-093-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-134-093-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,182 sqft Building Perimeter
1st Floor Area	1,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	544 sqft
Driveway	Concrete Driveway
Driveway Area	1,015 sqft
Porch	Slab
Porch Area	450 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1309 FIELDSTONE
City	WATERLOO
State	IL
Zip	62298-2795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 93 STONEFIELD PHASE 2
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	STONEFIELD
Legal Lot Number	93
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4026
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1309 FIELDSTONE, WATERLOO, IL 62298-2795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed, Construction Loan · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP
Apr 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	2020407498
Record Updated	Oct 29, 2026

April 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Apr 22, 2020
Property Address	1309 FIELDSTONE, WATERLOO, IL 62298-2795
Document Number	0000407498
Instrument Date	Apr 22, 2020
Instrument	407498
Transaction Type	Construction Loan
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1309 FIELDSTONE, WATERLOO, IL 62298-2795

Mortgage

Document Number	0000407499
Date	Apr 22, 2020
Instrument	407499

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Apr 22, 2019
Property Address	1309 FIELDSTONE, WATERLOO, IL 62298-2795
Document Number	0000401023
Instrument Date	Apr 18, 2019
Instrument	401023
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1309 FIELDSTONE WATERLOO IL 622982795, WATERLOO, IL 62298-2795

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,535.00 (+7.41%) Homeowner's exemption	$112,850 (+25.08%) Land $17,050 Building $95,800	$338,550 (+25.08%) Land $51,150 Building $287,400
2024	$6,084.00
2022	Additional exemption filed	$90,220 Land $15,570 Building $74,650	$270,660 Land $46,710 Building $223,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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