1304 Fieldstone, Waterloo, IL 62298 Property Records

Monroe County property record for 1304 Fieldstone, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,102 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Nov 2025)
Tax Bill	$5,406 (2024)
Deeds & Mortgages	Nov 2025 Sale & Construction Loan Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01-134-095-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-134-095-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,102 sqft Building Perimeter
1st Floor Area	1,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Mixed
Garage Area	324 sqft
Driveway	Concrete Driveway
Driveway Area	864 sqft
Porch	Slab
Porch Area	180 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1304 FIELDSTONE
City	WATERLOO
State	IL
Zip	62298-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 95 STONEFIELD PHASE 2
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	STONEFIELD
Legal Lot Number	95
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 FIELDSTONE, WATERLOO, IL 62298-2780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Construction Loan · Construction Mortgage GUARANTEED RATE INC
Jun 26, 2023	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Jun 26, 2023 · Amount on Record
Deed Document Number	2025439921
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 4, 2025
Property Address	1304 FIELDSTONE, WATERLOO, IL 62298-2780
Document Number	0000439921
Instrument Date	Oct 17, 2025
Instrument	439921
Transaction Type	Construction Loan
Record Updated	Nov 19, 2025
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 FIELDSTONE, WATERLOO, IL 62298-2780

Mortgage

Document Number	0000439922
Date	Nov 4, 2025
Instrument	439922

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.18%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 26, 2023
Property Address	1304 FIELDSTONE, WATERLOO, IL 62298-2780
Document Number	0000429556
Instrument Date	Jun 23, 2023
Instrument	429556
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 CYPRESS ST, HIGHLAND, IL 62249-2516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 FIELDSTONE, WATERLOO, IL 62298-2780

Mortgage

Document Number	0000429557
Date	Jun 26, 2023
Instrument	429557

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,090 (+3.86%) Land $16,790 Building $84,300	$303,270 (+3.86%) Land $50,370 Building $252,900
2024	$5,406.00 Additional exemption filed	$97,330 (+20.5%) Land $16,401 Building $80,929	$291,990 (+20.5%) Land $49,203 Building $242,787
2022	Additional exemption filed	$80,770 (+3.98%) Land $15,410 Building $65,360	$242,310 (+3.98%) Land $46,230 Building $196,080
2021	Additional exemption filed	$77,680 Land $13,010 Building $64,670	$233,040 Land $39,030 Building $194,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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