1. Home
  2. North Carolina
  3. Kannapolis
  4. Central Dr

1309 Central Dr, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 1309 Central Dr, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,882 sqft · built 1941
Lot Size0.259 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$177,000 (Nov 2018)
Tax Bill$2,172 (2023)
Deeds & MortgagesJan 2026 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5624 31 0810

Property Details

APN / Parcel Number

Primary APN5624 31 0810
Alternative APNs
  • 04025 0057.000000
  • 126869

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,882 sqft Living Area
Gross Area2,070 sqft
1st Floor Area1,882 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.259 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number126869
Street Address1309 CENTRAL DR
CityKANNAPOLIS
StateNC
Zip28083-3740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionNORTH SIDE CENTRAL DR
Legal SubdivisionCENTRAL AVENUE AREA
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1020
Census Tract40701

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1309 CENTRAL DR, KANNAPOLIS, NC 28083-3740
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · VA Mortgage
LOANUNITED.COM LLC
Dec 15, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 2, 2018Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Jan 6, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2018 · Amount on Record
Deed SaleNov 2, 2018 · Amount on Record
Deed Book / Page13254 / 126
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1309 CENTRAL DR, KANNAPOLIS, NC 28083-3740
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 CENTRAL DR, KANNAPOLIS, NC 28083-3740

Mortgage

Document Number0017808138
DateJan 16, 2026
Book Page17808/138
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1309 CENTRAL DR, KANNAPOLIS, NC 28083-3740
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015723100
DateDec 15, 2021
Book Page15723/100
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 2, 2018
Property Address1309 CENTRAL DR, KANNAPOLIS, NC 28083-3740
Document Number13254126
Book / Page013254 / 000126
Instrument DateNov 1, 2018
Instrument27681
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$354.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1309 CENTRAL DR KANNAPOLIS NC 280833740, KANNAPOLIS, NC 28083-3740

Mortgage

Document Number13254128
DateNov 2, 2018
Book Page013254/000128
Instrument27682
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCABARRUS NC
Recording DateJan 6, 2017
Property Address1309 CENTRAL DR, KANNAPOLIS, NC 28083-3740
Document Number123107
Book / Page012310 / 000007
Instrument DateJan 5, 2017
Instrument409
Transaction TypeTransfer
Record UpdatedJan 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address60 CENTRAL HEIGHTS DR SW CONCORD NC 280259209, CONCORD, NC 28025-9209

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,100 (+55.87%) Land $52,000 Building $195,100
2024$247,100 (+55.87%) Land $52,000 Building $195,100
2023$2,172.00$158,530 Land $32,000 Building $126,530$158,530 Land $32,000 Building $126,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2003–2020)
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Central Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures