Cabarrus County property record for 1307 Central Dr, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,303 sqft · built 1935 |
| Lot Size | 0.259 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Oct 2018) |
| Tax Bill | $2,420 (2023) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5624 21 9830 |
| Primary APN | 5624 21 9830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,303 sqft Living Area |
| Gross Area | 2,130 sqft |
| 1st Floor Area | 1,303 sqft |
| Basement Area | 180 sqft |
| Unfinished Basement | 180 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.259 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 477 sqft |
| Patio Area | 477 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 126498 |
|---|---|
| Street Address | 1307 CENTRAL DR |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LTS 8-10 JACKSON PARK |
| Legal Subdivision | CENTRAL AVENUE AREA |
| Legal Lot Number | 8-10 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 40701 |
1307 Central Dr is owned by an individual who bought it in October 2018.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3120 BELLWOOD PL, KANNAPOLIS, NC 28081-4772 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jul 23, 2021 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jul 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Oct 12, 2018 | Warranty Deed, Transfer · FHA Mortgage ENVOY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on File |
| Deed Sale | Oct 12, 2018 · Amount on File |
| Prior Sale | Nov 29, 2017 · Amount on File |
| Deed Book / Page | 13226 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1307 CENTRAL DR, KANNAPOLIS, NC 28083-3740 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001629454 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 16294/54 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1307 CENTRAL DR, KANNAPOLIS, NC 28083-3740 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001535220 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 15352/20 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1307 CENTRAL DR, KANNAPOLIS, NC 28083-3740 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014323276 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 14323/276 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 12, 2018 |
| Property Address | 1307 CENTRAL DR, KANNAPOLIS, NC 28083-3740 |
| Document Number | 1322670 |
| Book / Page | 013226 / 000070 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 25821 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1307 CENTRAL DR KANNAPOLIS NC 280833740, KANNAPOLIS, NC 28083-3740 |
| Document Number | 1322673 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 013226/000073 |
| Instrument | 25822 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Document Number | 1322687, |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 013226/000087 |
| Instrument | 25823 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 11, 2028 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,770 Land $52,000 Building $256,770 | ||
| 2024 | $308,770 (+74.82%) Land $52,000 Building $256,770 | ||
| 2023 | $2,420.00 | $176,620 Land $32,000 Building $144,620 | $176,620 Land $32,000 Building $144,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1307 Central Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2003–2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1307 Central Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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